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Monday 18th June What small DFW things will you do today ??

magni
Posts: 651 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important!
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important!
100 Day Pot £13
£2 coin saver #205 £40 banked and £22
Weekly Spend
June NSD 9/10 DFW Nerd 54
£2 coin saver #205 £40 banked and £22
Weekly Spend
June NSD 9/10 DFW Nerd 54
0
Comments
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Morning all:D I hope you don't mind me starting off.
I haven't made it on much at the weekend. Too busy working;)
I'm on nightshift tonight so popping back to bed shortly for a few more zzzzzzzzzzzzz:)
Today I have/will
- washing on but will be dried in td:(
- small shop at Mr T for packed lunch stuff
- kids have packed lunches today
- tidy up
- keep the spend low:money:
- work tonight
- check banks
That's it everyone, have a lovely day xx100 Day Pot £13
£2 coin saver #205 £40 banked and £22
Weekly Spend
June NSD 9/10 DFW Nerd 540 -
Good Morning All
Magni - Thanks for starting us off
The sun is shining here at the moment and I dont really have much to do. Sorry I didnt get on yesterday, had a lovely day - meal out, then pottering around at home, a bit of baking, anyway enough waffle heres today's list
Check Banks - Done
Check swapits - Done
Work (11.30 - 1.30) - Done
Cut grass - Done, also tidied shed
Comps - Done a few
Keep up to date with surveys -
Keep on top of emails - Done
Quick tidy round - Done
Update food tracker (38lb off) - in progress
Meals from stores - Done
Bake Apple & Rhubarb Pie & Freeze 1/2 -
Read - Done
Have a great day everyone, love you all :T
C xxGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 -
Good morning everyone! hope everyone had a nice weekend.
Busy busy this week as last week I was away for work.
Just heard back on a job I applied for in Juba... eek! They want me to take a written test tomorrow at lunch time.
To do in MSE:
- get back on top of finances as was out of the loop last week
- try to get all expenses together to file for trip, will need the cash!
- meal plan for week
- tea from stores and plan
- not very MSE but bring wonton soup from takeaway to sick OH at lunchtime as he has the man flu and may expire any at moment
- scan payslips to finish filing US taxes
- email people I'll be consulting for over next few weeks - yay, spare cash!
- get my wiggle on at work to catch up
Glad to hear you sounding much more chipper on the weekend thread, Karb!
Hugs to all.
NBTYMortgage free by 30:eek:: £28,000/£100,000Debt free as of 1 October, 2010
Taking my frugal life on the road!0 -
Morning thanks for starting us off today magni
the sun is shining here wow will get a wash out xx
today
well after doing my ironing at the weekend
no need to write that one lol
todays todo
i must check banking
meals from stores a nsd?
wash on
hoover
dust
and chill out as back on nites xx
better go have a great day xxxxlppxxxdebt total £71k AGE 47 TRY TO BE DEBT FREE BY 500 -
Good morning everyone, It is a rather dull day here today but I am feeling positive so will keep smiling
.
Magni – Thanks for starting us off this morning.
This weekend was rather busy so not really got very much done although I did save some money as I didn’t spend as much as I had budgeted for on dd’s party. Me and hubby have also decided to stay at home this summer so will save money on holiday as well, although will be taking the children out places.
My list for today:[STRIKE]Collect up washing and do full loads. Hang on the airer to dry however towels will be dried in td to make them soft for dd.[/STRIKE] It turned into a lovely sunny day therefore managed to get washing out and dried.
[STRIKE]Look into houses to rent locally (Have decided to look for somewhere a bit bigger but have set a budget)[/STRIKE] Nothing at the moment but then we are not in any rush.
[STRIKE]Work (11:30-2)[/STRIKE]
[STRIKE]Look into available jobs[/STRIKE]
[STRIKE]Pay some money off loan[/STRIKE] Another £100 paid off it
[STRIKE]Look into increasing income[/STRIKE] Thinking about making some things to sell.
:)Contact some places regarding my change of name Work In Progress, will continue with this tomorrow[STRIKE]Quick shower[/STRIKE]
[STRIKE]Defrost the freezer[/STRIKE]
:)Look into getting backdated benefits Will need to contact the council to arrange a meeting and dicuss it with them.[STRIKE]Do some studying and sort the rest of the study plans[/STRIKE]
[STRIKE]All meals from stores[/STRIKE] Basically we are eating left overs from the party
I think that is everything that I need to get done today. Have a good day everyone xAiming to get Debt Free.0 -
Hi all, I do apologise that my posts may have been a bit down in the dumps recently but I'm going to stop that right away as 1) the bad tooth is out and the antibiotics should cure the lingering infection 2) my DH has fixed my car! He is an :A as I was worried sick I'd have to scrap it.
So todaytry and be a bit more cheerful!
washing on the line although clouds looming.
just checked bank accounts, all as it should be.
done the weeks shop, in budget despite the amount of chocolate that fell in.:o
DS sports day cancelled so going to make him a chocolate cake to cheer him up.
managed to borrow a rucksack for DS school trip so I don't have to buy one.
dishwasher on, half a tablet. One box from Aldi has lasted ages since I started chopping them up!;)
Have a great day everyone.Make £2020 in 2020 £178.81/£2020
SPC 13 #51
Feb Grocery Challenge £4.68/£2000 -
Morning all!!
Well, today I shall -
Check banking - done
Do Swagbucks - doing it as we speak!
Check new vids on Maximiles - doing it as we speak!
Have a NSD
Check all the washing I done yesterday and put away if it's dry
Dinner will be leftover stew from yesterday
Soup for lunch today at work (homemade)
Declare 2nd car as SORN
Fill out Royal Mail paperwork for 'lost' ebay item
Erm, that's about it for today I thinkCan't think of anything smart to put here...0 -
Hi all
Have missed you all..not been able to get on the boards as much as I would like! hope everyone is well.
Juba sounds fun NTBY..but a way from Kampala!!
Today I have:
- checked banking and made an OP towards the mortgage
- used HM washing gloop..its working well! Will put washing out to dry on line
- using LOs for tea this eve
- enjoyed thought of over £100 of Co*p divis/vouchers to spend/reclaim as cash..will help with bills this month
Not sure there is anything else at the moment..
Have a great day everyone
Brizzle xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Afternoon everyone!
Didn't have time to post this morning so quickly posting on lunch...
- checked bank
- checked cc's
- lunch from home
- drinking lots of water
- I'm being related to a takeaway tonight so mse for me (not so much for them!!)
- Ive got all the bfs birthday presents now.. Just waiting for them all to be delivered! (I've over spent but it all came from my "birthdays and Xmas" fund so it's ok. I guess hell just have to have less for Xmas!
- look into recycling an old broken iPhone 4 that's been lying around my room for awhile - £120 for a non working one- going to try and fix it this weekend!!!
- NSD
Xx0 -
Good morning everyone, It is a rather dull day here today but I am feeling positive so will keep smiling
.
Magni – Thanks for starting us off this morning.
This weekend was rather busy so not really got very much done although I did save some money as I didn’t spend as much as I had budgeted for on dd’s party. Me and hubby have also decided to stay at home this summer so will save money on holiday as well, although will be taking the children out places.
My list for today:[STRIKE]Collect up washing and do full loads. Hang on the airer to dry however towels will be dried in td to make them soft for dd.[/STRIKE] It turned into a lovely sunny day therefore managed to get washing out and dried.
[STRIKE]Look into houses to rent locally (Have decided to look for somewhere a bit bigger but have set a budget)[/STRIKE] Nothing at the moment but then we are not in any rush.
[STRIKE]Work (11:30-2)[/STRIKE]
[STRIKE]Look into available jobs[/STRIKE]
[STRIKE]Pay some money off loan[/STRIKE] Another £100 paid off it
[STRIKE]Look into increasing income[/STRIKE] Thinking about making some things to sell.
:)Contact some places regarding my change of name Work In Progress, will continue with this tomorrow[STRIKE]Quick shower[/STRIKE]
[STRIKE]Defrost the freezer[/STRIKE]
:)Look into getting backdated benefits Will need to contact the council to arrange a meeting and dicuss it with them.[STRIKE]Do some studying and sort the rest of the study plans[/STRIKE]
[STRIKE]All meals from stores[/STRIKE] Basically we are eating left overs from the party
I think that is everything that I need to get done today. Have a good day everyone x
I could do with more days like today, as I have completed almost everything on my list and just got a couple of things to finish off tomorrow. Well I am off to play with the children for a bit, have something to eat and then watch some television. Tonight will be a relaxing evening, which is something very strange for me.Aiming to get Debt Free.0
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