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can i park my car on the road with no insurance

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hi

Im not going to drive my car for a6 months as im not going to be in the country . my tax disc expires end of June and i was thinking if i cancel my insurance and i will save some money could i leave my car on the road in front of my house where I am a resident permit holder ?

Any advice much appreciated.

Many thanks

Comments

  • System
    System Posts: 178,348 Community Admin
    10,000 Posts Photogenic Name Dropper
    no -if its on the road it has to be taxed if its on the road
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • pogofish
    pogofish Posts: 10,853 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Nope - insurance and tax required to keep it on road. If you can get it somewhere off road, you can get layup insurance which will avoid the need to SORN it.
  • FLAPJACK
    FLAPJACK Posts: 524 Forumite
    You can find out from DVLA website which PO near you accepts applications for Road tax without the form that they sent. I had to do this earlier this year as my RT was expiring while I was away.

    If you can't get the car onto PRIVATE property (i.e not on the road) then it will have to be both taxed and insured.

    With the ANPR cameras the police have these days they can tell you what you have had for breakfast so seeing an out of date Tax disc will be the same as you going into the local police station and telling them what street the car is parked on.

    For six months i would see if I could park it up at a relatives property or see if you can rent a lock up garage for the period.

    Obviously in either situation the car will have to been re-insured and re-taxed before you can drive it home when you get back.
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thought about selling the car?
    It will only depreciate and rust wherever you park it.
  • rochja
    rochja Posts: 564 Forumite
    ...or make the car self financing. Are you in a suitable area to enrol with a car club and let it out? You would need your own tax and insurance but other users would use the car club insurance. I think the car needs to be virtually pristine and young.
    Life is like a box of chocolates - drop it and the soft centres splash everywhere
  • BobQ
    BobQ Posts: 11,181 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Combo Breaker
    What the OP needs is a friend/relative/neighbour with a bit of off road space then he can save some money. Can you park it on your employers property?

    The OP also needs to check when any MOT expires. If its while he is away, not sure if its needed for a stationary vehicle - depends what is classed as "use"- but it will constrain use on his return and prevent re-instating the road tax.
    Few people are capable of expressing with equanimity opinions which differ from the prejudices of their social environment. Most people are incapable of forming such opinions.
  • huckster
    huckster Posts: 5,289 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    tgox wrote: »
    hi

    Im not going to drive my car for a6 months as im not going to be in the country . my tax disc expires end of June and i was thinking if i cancel my insurance and i will save some money could i leave my car on the road in front of my house where I am a resident permit holder ?

    Any advice much appreciated.

    Many thanks

    The only legal way you could leave the car on the road, is to take the engine out. Without an engine it ceases to be a vehicle that needs to be Insured to be on a public highway. I know this is the case, as a neighbour who tinkered around with cars, had a neighbour report the car to the Police. When the Police turned up, they looked under the bonnet, saw no engine and could not do anything.

    Be warned though that councils do have powers to remove vehicles they think are abandoned. So even if there was no engine, you might find the car missing when you came back.
    The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.
  • sc1_2
    sc1_2 Posts: 47 Forumite
    huckster wrote: »
    The only legal way you could leave the car on the road, is to take the engine out. Without an engine it ceases to be a vehicle that needs to be Insured to be on a public highway. I know this is the case, as a neighbour who tinkered around with cars, had a neighbour report the car to the Police. When the Police turned up, they looked under the bonnet, saw no engine and could not do anything.

    Be warned though that councils do have powers to remove vehicles they think are abandoned. So even if there was no engine, you might find the car missing when you came back.

    This isn't correct. If the car is registered with DVA then it needs to be taxed if kept on the road, regardless of the engine. The law required it to be insured also. If you can get a parking spot on private land it does not need to be insured and you can declare it SORN.
    Debt in 2008 - £26000 Current debt - £5949
  • vax2002
    vax2002 Posts: 7,187 Forumite
    Sell the Car, its much less hassle.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • huckster
    huckster Posts: 5,289 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    sc1 wrote: »
    This isn't correct. If the car is registered with DVA then it needs to be taxed if kept on the road, regardless of the engine. The law required it to be insured also. If you can get a parking spot on private land it does not need to be insured and you can declare it SORN.

    You may be correct, as the law has changed since the situation I described happened.

    As VAX says, probably easier to sell or see if a friend has a garage/driveway you can store the car in while you are away.
    The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.
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