We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

I feel conned - my rights (If I have any)?

2»

Comments

  • marlot
    marlot Posts: 4,972 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 18 June 2012 at 11:33AM
    Caveat Emptor applies - did you specifically ask the dealer whether the car had ever been written off?
    There was a change a little while ago, and dealers are now expected/required to declare any cars which at cat C or cat D.

    The Consumer Protection from Unfair Trading Regulations 2008 (CPRs) contains a general prohibition against unfair commercial practices and, in particular prohibitions against misleading actions, misleading omissions and aggressive commercial practices. The Regulations are enforceable through the civil and criminal courts.
    www.berr.gov.uk/whatwedo/consumers/buying-selling/sale-supply/sale-of-good-act/page8600.html , www.opsi.gov.uk/si/si2002/20023045.htm and http://www.consumerdirect.gov.uk
    This creates an offence of misleading omissions which would not previously have been an offence if the consumer had not asked the right questions. So if a salesman knows a car has, for example, been badly damaged and repaired and does not tell the customer, he could later be held liable if the customer subsequently discovered that the car had been damaged and repaired. As far as I know this has yet to be tested in court and there are no case precedents.
  • MX5huggy
    MX5huggy Posts: 7,168 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks, I was thinking that would be my best option. Does anyone have any experience of anything similar? I'm just wondering what my chances of success are.

    Thanks again for the response.

    Winning in Court is one thing (and I think you have a good chance of that) getting any judgement paid is a different matter.
  • DavidFx
    DavidFx Posts: 250 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Cat C implies that the damage is more than the value of the car - so we are looking at £7K of damage - more than 'minor wing' damage.
    Cat C requires a Vehicle Indentification Check before the vehicle can be retaxed - You can check if there is a VIC marker on the DVLA website. It is also on the V5
    Cat C cars can be more difficult to insure. I had to have a new MOT AND an engineer's report stating the car was roadworthy (which the MOT evidently does not ) before my Cat C was reinsured and this was for a dent in the passenger side door.
  • OK, so a quick update. The RAC have contacted the insurer on my behalf and has confirmed that the car was definitely a Category C write off. However, the DVLA have confirmed they have not been informed of this, and there is no VIC marker against it.

    Who would usually inform the DVLA, the owner of the vehicle or the insurer?

    What a tangled web...
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.8K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.8K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.