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keeping my credit card?

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hi just wanting some advice from anyone?

i have paid off my credit cards:j and wanting to know,is it better to keep them or phone and cancel them?

would appreciate some feedback

:beer: jason

Comments

  • DevCoder
    DevCoder Posts: 3,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    If you don't need them then get rid, if you have struggled to pay off the CC debt and are now clear then it come sometimes be best to get rid of temptation.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Your question gets asked upwards of a dozen times a week on this board, usually by people giving a lot more background information.

    As you've given absolutely no background information about your situation you're unlikely to get any kind of useful reply.

    Want to provide some additional information about your personal circumstances?
  • regi72
    regi72 Posts: 2 Newbie
    :Tdeffo will not use as just transferred to other 0% card but just wondered whether you benefit with credit agencies/companies if you keep em or close em
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I always keep at least one card open other than the one I have deals on or use on a regular basis.
    You never know when it might come in handy in an emergency and a damn sight cheaper than a pay day loan.
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