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Tax on letting

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Comments

  • Cariad71
    Cariad71 Posts: 263 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    As regards business with friends there will be a contract for his/ my security. I'd rather have someone I know (I know he's reliable and trustworthy). Having said that, we both know it's a business arrangement. I don't know why the idea of mates rates was assumed by bitter and twisted.

    I'm aware that prices could plummet, obviously I'll sell up if prices drop.
    Historically though, house prices climb when you are looking at the longer term I.e 20 years
    I tried to post a graph of house prices from 1952-2012 from Nationwide but as a newbie couldn't.

    Someone has just solved my dilemma. Take out 130 buy to let on property one ( interest will offset mortgage) and 45k on the new house. Post office has just agreed to a mortgage in principle. Phew!
    Starting balance £173,000 (Sept 2012) interest only so if we do nothing We will owe this at the end of the term😁😁
    Balance as of Sept 2014 £165,803
    Balance as of Feb 2015 £163,360
    Balance end of July 2015 £159,050
    Balance as of Jan 2017.... £138,033:j
  • Cariad71
    Cariad71 Posts: 263 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hi N79, no, new house costs more.
    Starting balance £173,000 (Sept 2012) interest only so if we do nothing We will owe this at the end of the term😁😁
    Balance as of Sept 2014 £165,803
    Balance as of Feb 2015 £163,360
    Balance end of July 2015 £159,050
    Balance as of Jan 2017.... £138,033:j
  • N79
    N79 Posts: 2,615 Forumite
    Cariad71 wrote: »
    Hi N79, no, new house costs more.

    Then its even easier to get the tax allowance as you have discovered. Good luck - G_M has a good thread somewhere for new LLs which you would be well advised to read.
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