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Recovering car insurance premium increase
ward1958
Posts: 11 Forumite
Hello everyone,
I am trying to get advice on how to recover the car insurance premium increase following a recent non-fault collision.
My daughter had stopped at traffic lights and her car was hit from behind. The other driver's insurers have admitted liability, but we already know that my daughter's renewal premium, due around the end of June, will rise by about £200. We know that this increase is entirely due to the collision, as we have used comparison sites to provide quotes with and without the collison, with all other details unchanged.
We know that this is a well-known tactic adopted by almost all insurers, and I have read extensively the background to the reasons behind it. Please note, I do NOT want to get into a discussion regarding the legitimacy of these increases.
I have read, on this forum and others, of people who have reclaimed the premium increases, but can find no specific detail of how they did so. I have already asked my daughter's insurer (Admiral) and the appointed injury claim company (Secure Law) about this matter, but they do not seem particularly interested, and have been of little help. Considering that the increase will be applied for 5 years by most insurers, this will cost my daughter around £1,000 in total.
I would appreciate any helpful advice either from someone with specific, factual knowledge of this matter due to a professional connection, or from anyone who has reclaimed their own premium increases in similar cases.
Many thanks, Peter.
I am trying to get advice on how to recover the car insurance premium increase following a recent non-fault collision.
My daughter had stopped at traffic lights and her car was hit from behind. The other driver's insurers have admitted liability, but we already know that my daughter's renewal premium, due around the end of June, will rise by about £200. We know that this increase is entirely due to the collision, as we have used comparison sites to provide quotes with and without the collison, with all other details unchanged.
We know that this is a well-known tactic adopted by almost all insurers, and I have read extensively the background to the reasons behind it. Please note, I do NOT want to get into a discussion regarding the legitimacy of these increases.
I have read, on this forum and others, of people who have reclaimed the premium increases, but can find no specific detail of how they did so. I have already asked my daughter's insurer (Admiral) and the appointed injury claim company (Secure Law) about this matter, but they do not seem particularly interested, and have been of little help. Considering that the increase will be applied for 5 years by most insurers, this will cost my daughter around £1,000 in total.
I would appreciate any helpful advice either from someone with specific, factual knowledge of this matter due to a professional connection, or from anyone who has reclaimed their own premium increases in similar cases.
Many thanks, Peter.
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