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Deprivation of capital for a 90 year old

135

Comments

  • princessdon
    princessdon Posts: 6,902 Forumite
    Really? I see relatives reguarly taking them out. They can't go out without transport, can't get the bus - so the only way they can have some normality is with family.

    I love my GM - she is an absolute gem who was my 2nd mother and I would never ever allow her to be alone in those 4 walls with no normality of life. she may have early dementia and physical difficulties but she is a human being who needs to be wheelchaired along the sea front, grab some fish and chips, ice cream - go to family gatherings and in general have a life. Being old and disabled needing care doesn't mean they stay in 24/7.
  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Really? I see relatives reguarly taking them out. They can't go out without transport, can't get the bus - so the only way they can have some normality is with family.

    I love my GM - she is an absolute gem who was my 2nd mother and I would never ever allow her to be alone in those 4 walls with no normality of life. she may have early dementia and physical difficulties but she is a human being who needs to be wheelchaired along the sea front, grab some fish and chips, ice cream - go to family gatherings and in general have a life. Being old and disabled needing care doesn't mean they stay in 24/7.

    No, but most do.

    It's reassuring to hear of people who carry on looking after their relatives. If it's routine in your GM's home, even better.
  • princessdon
    princessdon Posts: 6,902 Forumite
    I don't know about "routine" I fly in every morning at 7.30 to make sure she had a good night (change her bedding - she is mortified if soiled) and then don't see her till 6pm when I check up on her before her bed time. I have 3 young children, work full time and am my own so often it is a flying visit.

    But I see regular faces every morning and night so am certainly not the only one. We have to "sign them out" for Risk reasons and there are many who are signed out, she is certainly not the only 1 signed out at any time.

    It's quite depressing to think otherwise TBH. Surely families don't abandon them once in nursing homes. Think I will live in my bubble of human decency where a lot of those in Nursing Homes rely on relatives to transport them.
  • pebbles88
    pebbles88 Posts: 1,464 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 14 June 2012 at 11:16PM
    Running lea:

    re the earlier mention on attendance allowance, my mum has just gone into care. and the attendance allowance had to stop after 28 days of her being in there regardless of who funds the care, eg whether your gran pays or the LA/PCT fund it. this was confirmed by social services, dwp, and the care home itself.

    my mum is 70 though, so maybe the rules are different for someone your grans age.??

    PrincessDon

    it's lovely that you do as much as you do for your gran. she is very lucky to have you. Your gran is in the minority of people in care homes that have people take them out as regularly as you take her. and that won't always be for lack of wanting to, but sometimes it just isn't doable.

    my main piece of advice, please please make sure you keep a good balance of doing things for your gran, and having a life for yourself as well. I ran myself into the ground, so far i nearly ended up in australia.... (actually, thats quite a nice thought! sunshine :D)

    I truly hadn't noticed how hard things had got, as you tend to just keep going & absorb any extra work. It took an almighty implosion within my family to make me realise I couldn't keep doing what I was doing. I hate that I have had to put her into a home. 2.5 months later I'm only just starting to get energy back & still feel lost at times. I miss her lots. but since she has been in there, things between us have got better.

    I'm sorry I don't want to hijack the thread, you sound like a wonderful grandaughter, just please remember that you deserve your time too, and your gran will want that for you too. :T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T:T
    Please be nice to all moneysavers!
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  • cte1111
    cte1111 Posts: 7,390 Forumite
    Part of the Furniture Combo Breaker
    pebbles88 wrote: »
    Running lea:

    re the earlier mention on attendance allowance, my mum has just gone into care. and the attendance allowance had to stop after 28 days of her being in there regardless of who funds the care, eg whether your gran pays or the LA/PCT fund it. this was confirmed by social services, dwp, and the care home itself.

    my mum is 70 though, so maybe the rules are different for someone your grans age.??
    I'm afraid you've been wrongly advised. If you are in a care home and are self-funding then you can receive Attendance Allowance.

    Is there any financial help that is not means tested?

    If you are self funding, Attendance Allowance is a non-means tested, non-taxable allowance paid at the lower rate of £47.80 per week for those needing care by day or night and, at a higher rate of £71.40 per week for those needing care by day and night. Also, whether your stay is temporary or permanent, if you receive nursing care in a care home you may be entitled to an NHS Registered Nursing Care Contribution (RNCC) towards the cost of your nursing care. If applicable, an amount of £108.70 per week is paid by the NHS direct to the nursing home as a contribution towards the weekly fees. If your needs are primarily health care needs, you may be entitled to full funding from your local Primary Care Trust (PCT) following an assessment under their continuing care eligibility criteria.

    http://www.carehome.co.uk/fees/feesadvice.cfm
  • stroodes
    stroodes Posts: 393 Forumite
    Everyone is different, I had a bad younger life from the age of nine till I could leave home, before age of nine was the best life ever, I remember more bad things than good things, I seen my mother to the day she died I do not feel guilty for not doing more.
  • runninglea
    runninglea Posts: 907 Forumite
    Part of the Furniture Combo Breaker
    Is there any financial help that is not means tested?

    If you are self funding, Attendance Allowance is a non-means tested, non-taxable allowance paid at the lower rate of £47.80 per week for those needing care by day or night and, at a higher rate of £71.40 per week for those needing care by day and night. Also, whether your stay is temporary or permanent, if you receive nursing care in a care home you may be entitled to an NHS Registered Nursing Care Contribution (RNCC) towards the cost of your nursing care. If applicable, an amount of £108.70 per week is paid by the NHS direct to the nursing home as a contribution towards the weekly fees. If your needs are primarily health care needs, you may be entitled to full funding from your local Primary Care Trust (PCT) following an assessment under their continuing care eligibility criteria.

    http://www.carehome.co.uk/fees/feesadvice.cfm[/QUOTE]

    Thanks how do I know if my nan is entitled to the £108.70 per week paid by the NHS direct
    Year 2019 (1,700/£17000mortgage repayment)Overall mortgage (71,400/165568) (44
    .1%) (42/100) payments made. Total paid 2019 year £1,700

    Total paid 2017 year £15,300Total paid 2018 year £13,600
  • runninglea wrote: »
    Thanks for your reply, my uncle was alot older and died several years ago, my auntie became ill, sold her house and moved into a 'posh' flat.

    Personally I think she didnt make a will on purpose, as my dad and various other members would continually ask for new tv's etc. I have to say she would always try and help out whenever she could.

    At present my nan has probate, but two out of the three banks have been emptied and the solicitors involved are trying to get this monies back.

    Who has cleaned out her bank accounts??! :eek:
    DMP Mutual Support Thread member 244
    Quit smoking 13/05/2013
    Joined Slimming World 02/12/13. Loss so far = 60lb in 28 weeks :j 18lb to go :o
  • runninglea
    runninglea Posts: 907 Forumite
    Part of the Furniture Combo Breaker
    Who has cleaned out her bank accounts??! :eek:

    Her son, my dad.

    They were my aunties bank accounts, not my nans. He thought he was next of kin until he got told by the court that he wasnt.

    That is why it is all a mess!!
    Year 2019 (1,700/£17000mortgage repayment)Overall mortgage (71,400/165568) (44
    .1%) (42/100) payments made. Total paid 2019 year £1,700

    Total paid 2017 year £15,300Total paid 2018 year £13,600
  • Mojisola
    Mojisola Posts: 35,571 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    runninglea wrote: »
    Her son, my dad.

    They were my aunties bank accounts, not my nans. He thought he was next of kin until he got told by the court that he wasnt.

    That is why it is all a mess!!

    Is he being made to repay what he has stolen?

    Is the bank willing to put things right? They shouldn't have opened the accounts to him without proof.
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