Thursday 14th June - What small DFW things will you do today??!

Sunshine22_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. :money:

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.:j

So be proud of those small steps, they really are important!

Sunshine22_2

Morning all, hope everyone is well.

So back to work today and still full of bugs. Hoping I'll make it through, only two days then it's the weekend!!

A blow of bad news last night, OH lost approx 5 months worth of work (he runs his own business), so now he needs to (pronto) find some work. Although we don't live together, I feel like anything I can do to help I should, and if I can clear up this debt a little quicker that might help?!

DFW things:

* Check banks
* All meals from stores
* Pop in to town after work to get Father's day presents for dad and grandad
* Hopefully otherwise a nsd
* Keep looking for evening work
* Close old Lloyds bank account (not been used in years)
* Fingers crossed work have agreed to finance my course for September

That's pretty much all, mainly working hard!

Have a good day all

S x

slowlyfading

:hello: morning everyone!

DFW things:
- bought packed lunch from home
- all meals from the cupboard today
- hopefully a NSD
- Check online banking when I get home

Have a good day everyone

magni

Morning all and I hope you're feeling better Sunshine. Fingers crossed your DH will find some work xx

Today's small things I have already done are

- wash on
- dw emptied
- kids have packed lunches

Still to do

- check banks
- more washing but will have to use td as too wet here
- empty td from last night
- do the ironing (I've been doing this for the last few days and still haven't touched it:rotfl:)
- do some work from home for my business

Have a nice day xx

little_pink_purse

Good morning

thanks for starting us of sunshine

hope things work out for OH

well it sun is shining here for now

last night i managed to do my front garden so fingers crossed i can do the back today/night .

today
return sons kilt hire from prom
bucthers for mince
go and have a look at the local market
check banking
i must iron grr
i must do a menu for the next 3 weeks

better go and get in the shower and get a move on

have a great day xxxxxlpp

Wannabe01

Good morning everyone, It’s a lovely sunny day here today.
Sunshine22 - Thanks for starting us off this morning.

My list for today:
[STRIKE]Go to doctors appointment [/STRIKE] Getting referred to the hospital
[STRIKE]Check bank and move money around[/STRIKE] Got more in my account than I thought and all d/d have come out :j
[STRIKE]Pay rent[/STRIKE]
:)Frozen food shopping
:)Check and scan Mr A order once it arrives
:)Work 5-10
:)Do some studying and sort study plans (the study plans seems to be taking me forever)
:)Washing and hang outside
:)Check things hanging on airer and move to ironing pile
:)Check emails and deal with anything urgent
:)Complete surveys and check one poll
:)Have a LSD
:)All meals from stores

I think that is everything that I need to do today, Hope everyone has a good Thursday.

princess_pea

Hi Everyone,

Thanks for starting us off, Sunshine. I hope things work out for your other half.

I went to a bring and share lunch at work yesterday for a colleague who is leaving. They have no job to go to, but had been doing some brainstorming on a huge roll of paper for things that they would like to do in the future. Everything from hobbies and interests to employment. It seemed like a really good idea to get things down on paper and try planning for what you really want out of life, so I think I'll have a go this weekend. The next step would be to figure out how to achieve them!

Things to do today...

NSD
All meals from stores
Check bank
Photograph things ready to list on Ebay when they have the next fee-free listing weekend!
Lot's of work to get through at work today
Think about what I want to have a go at brainstorming this weekend...

Have a good day everyone

bt1

Hi Everyone!

I've been missing for a few weeks as I've has exams, been ill and massively fallen off the wagon! But a letter from HMRC (saying I have a refund!!!!) has pushed me back to these daily posts!!

I'm off work sick today but I'll try and go back tomorrow...

Today's list:
-check bank - putting this off because havent done it for a few weeks and I've been constant spending
-check CCs (as above!)
-re do budget so can manage until the end of the month! 14 days and counting!!!
-NSD!

xxx

ziggy2407

Good Afternoon All

Sunshine - Thanks for starting us off
Sunshine & bt1 - Hope you both feel better soon , sending big hugs

The sun is shining here so have made the most of it and got a couple of loads of washing done and line dried - yippee. Still havent got an appointment at docs but I'll try again tomorrow. However, enough waffle from me heres today's list

Check Banks - Done
Check swapits - Done
Work (11.30 - 1.30) - Done
Comps -
Keep up to date with surveys -
Keep on top of emails -
Quick tidy round - Done
Update food tracker (38lb off) - in progress
Meals from stores - Done
WW weigh-in - Another 1lb off
Bake Oat Biscuits and Buns - Done
Washing - Done & line dried
Ironing - All done
Relax with book -

Have a great day everyone, love you all :T

C xx

ss3n08

Hello all, I hope I am doing this right;

*Made a list of all weekly grocery essentials and meal plans in order to not overspend or buy cruddy ready meals.

*Took the £100 I had been owed to the bank and changed it to £5 notes and put one in 20 different envelopes and labelled them with the dates. This is what I am allowed to spend each day and I have the choice of saving it or not.

*Had a look at the snowball calculator and have started a budget diary. Should be debt free by May 2013.

*Took packed lunch to work.

*Hunted high and low for a sauce for dinner and found one in the back of the cupboard which has saved me 75p.

*emptied the penny jar to find £5 for Jamie's great Britain which is £5 at work and is my mums Christmas present. Avoided taking £10 out the bank.

*told my oh off or using too much fairy liquid. Naughty boy.

WelshWoofer

Evening all!

Just a few small things today.....

• Had free lunch at work
• Took breakfast and drinks to work
• Mowed front lawn (used to pay a gardener:o)
• Hoovered and tidied downstairs
• Walked dog for an hour in local park
• Pay day tomorrow - hurrah!
• Get in touch with friend about going out on Saturday night
• Made tea from an almost stale wrap, wilting salad and bits from the fridge - was actually quite nice:rotfl:
• Staying in tonight

That's about it for today.....