📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Has anyone with a Tesco CC checked their Credit Report recently?

Options
Hurri
Hurri Posts: 128 Forumite
Part of the Furniture 100 Posts Combo Breaker
Just curious really.

Using Noddle, my Tesco CC appears twice (I believe coincidentally since they re-vamped the Tesco CC website).

It's listed once under Tesco Personal Finance Credit Cards, and once under Tesco Bank, as two separate cards (both show SAME balance, credit available, payments, green ticks etc).

Now whilst I'm happy to be getting double the amount of green ticks every month, it does mean my "Credit available" figure is reported much higher than it actually is, not what I want when I'm looking into mortgage options soon.

Does anyone else see this? I haven't checked Experian or Equifax yet.

Thanks

Comments

  • ashleypride
    ashleypride Posts: 657 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Hurri wrote: »
    It's listed once under Tesco Personal Finance Credit Cards, and once under Tesco Bank, as two separate cards (both show SAME balance, credit available, payments, green ticks etc).

    Not for me, I just have it under Tesco Bank.
  • Hurri
    Hurri Posts: 128 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Bizarre - thanks for the reply. I certainly didn't used to have two, I've used the report error link on my noddle report.
  • Gromitt
    Gromitt Posts: 5,063 Forumite
    Here's a weird thing: I've just checked my credit report and my Tesco CC doesn't even appear, despite having a balance !

    I'm sure it used to.
  • Not for me, I just have it under Tesco Bank.
    Likewise for me.
    Are you for real? - Glass Half Empty??
    :coffee:
  • Gromitt
    Gromitt Posts: 5,063 Forumite
    Which credit agency are you using, Hurri?

    I wonder if its the same as ashleypride and Fruit and Nut Case ?
  • Gromitt wrote: »
    Which credit agency are you using, Hurri?
    Hurri wrote: »
    Using Noddle

    Same as me.
    Are you for real? - Glass Half Empty??
    :coffee:
  • Gromitt
    Gromitt Posts: 5,063 Forumite
    Strange, I wonder my Tesco CC doesn't appear then? Not them I'm that bothered, and to be honest, its probably doing me a favour!

    I even checked directly on myCallCredit, but it doesn't appear there either. I don't fancy paying £2 to see if its on Equifax or Experian.
  • Hurri
    Hurri Posts: 128 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Yea, it was CallCredit (via Noddle).

    I don't fancy paying £4 either for the other two but if the dispute with Noddle shows as being Tesco's fault, I may end up doing just that.

    Fun!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.