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Anyone used FCAS.

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Has anyone used FCAS (watford),for reclaiming PPI.They sent me out a claims pack,.I had a CC with Halifax,I didnt ask for payment protection on the card,but this company said they sometimes add the charges without you knowing.
Is this correct or are they just taking pot luck with me?In the hopes of me being owed anything.

Thanks..:j

Comments

  • Whyikit
    Whyikit Posts: 9 Forumite
    If you have a proper reason for claiming the PPI back why use this company? Do it yourself and you will not be charged for using this company who can take a lot of your compensation from you if you win?!?!?!?
  • annie1975_2
    annie1975_2 Posts: 626 Forumite
    I knew I hadnt took out PPi, but he said they sometimes hide it in there..I just wondered if this was the case.I just thought if they had done this and I ask Halifax to check it, they might fob me off,where as a company they wont. (hope that makes sense)
  • magpiecottage
    magpiecottage Posts: 9,241 Forumite
    1,000 Posts Combo Breaker
    annie1975 wrote: »
    I knew I hadnt took out PPi, but he said they sometimes hide it in there.
    Claims companies know that PPI on a credit card will always show on every monthly statement but sometimes (well most times actually) they say it will have been hidden to draw you in.

    The words "bargepole", "touch" and "don't" spring to mind.
  • annie1975_2
    annie1975_2 Posts: 626 Forumite
    Claims companies know that PPI on a credit card will always show on every monthly statement but sometimes (well most times actually) they say it will have been hidden to draw you in.

    The words "bargepole", "touch" and "don't" spring to mind.

    Thanks. Dont think I will bother..
  • dunstonh
    dunstonh Posts: 119,633 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I knew I hadnt took out PPi, but he said they sometimes hide it in there.

    That is a common dodgy claims company statement. PPI on a credit card appears on each monthly statement you pay it.

    Claims companies are mis-selling more than the banks did. They have captive market. Those silly enough to fall for PPI mis-selling in the first place are silly enough to fall for claims company mis-selling tactics without realising that they are being mis-sold to again.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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