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Two sets of No Claims Bonus
Bullitt_2
Posts: 4 Newbie
Can anyone offer advice on the following car insurance question.
My wife (Punto grp 5ish) and I (Focus ST2 Grp 17) have a car each. Both cars are registered in my name and I am the policyholder on both. I used to have a company car but managed to persuade Admiral to give me 5 years no claims when I bought my own car.
Since I took out the Admiral policy I have been extremely unlucky to say the least and have had two 'At fault' claims againts me reducing my NCB on my Focus to 1 year. Coincidently both policies are up for renewal within a day of each other.
Is it possible for me to swap the NCBs around for both cars at renewal point. As my car has a much higher insurance rating this should save me money.
Bear in mind probably both policies will probably switch to new providers depending on the quotes received.
I have a nagging feeling that for some reason the insurers will tell me this is not possible.
Any help on this subject would gratefully received.
Apologies for the longwindedness !
My wife (Punto grp 5ish) and I (Focus ST2 Grp 17) have a car each. Both cars are registered in my name and I am the policyholder on both. I used to have a company car but managed to persuade Admiral to give me 5 years no claims when I bought my own car.
Since I took out the Admiral policy I have been extremely unlucky to say the least and have had two 'At fault' claims againts me reducing my NCB on my Focus to 1 year. Coincidently both policies are up for renewal within a day of each other.
Is it possible for me to swap the NCBs around for both cars at renewal point. As my car has a much higher insurance rating this should save me money.
Bear in mind probably both policies will probably switch to new providers depending on the quotes received.
I have a nagging feeling that for some reason the insurers will tell me this is not possible.
Any help on this subject would gratefully received.
Apologies for the longwindedness !
0
Comments
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2 At Faults?!?!
That Focus is obviously too fast for you, get a more realistic car which you can handle, that will reduce your insurance0 -
16 years of fault free driving mate... one was a slide in black ice & the other was a 50/50 in a supermarket at about 5mph.
Thanks for your advice...it really was most helpful...not.0 -
I was in similar circumstances with our two cars and sets of NCD but im afraid you wont be able to swap them about, well at least we didnt. If you do manage this then let me know please as our insurance renwals are coming up as well.0
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Mine are both due towards the end of April which may be after you but I'll post how I got on anyway.
Cheers0
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