Barclaycard Initial- Help

newbiejo

Hi, I was wondering if anybody knew how long it takes for them to let you know if you are accepted or not?
I applied online and was told that they "needed more information and would contact me if they needed to"

I was turned down by Next for 0% finance on a Sofa so im a bit concerned that i have been declined again.

I have a £1500 interest free overdraft which im paying 300 into monthly to get it back to £0 (used it as a student to cover student loan mistakes) im at -£500 at the moment.
Does this effect my credit history?
Experian states I have a high Credit rating but a negative factor is that i have little or no history.

Other than that I pay all my bills on time and am on the Elec Reg.

Can anyone shed light on why i was rejected and what barclaycard are doing- will i be declined??


Im just worrying a bit about it and would like to know.

Thank you,
newbiejo

stephane_2

We don't have a crystal ball....that will depend on each individual circumstances so you'll just have to wait and see what Barclaycard says.