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Tuesday 12th June What small DFW things will you do today ??

icon7.gifTuesday 12th June - What small DFW things will you do today??!
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!

debt total £71k AGE 47 TRY TO BE DEBT FREE BY 50
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Comments

  • Good Morning every one

    thanks for the birthday wishes

    the day got better lol

    so today
    work 10-3
    shopping as i have nothing in the fridge lol
    check banking
    ironing as its looking bad its as big as ever
    check Ebay

    have a great day xxx
    debt total £71k AGE 47 TRY TO BE DEBT FREE BY 50
  • magni
    magni Posts: 651 Forumite
    Morning LPP and thanks for starting us off:)

    Today I have/will

    - check banks
    - meals from stores
    - sleep after nightshift
    - LSD or maybe even an NSD:T
    - ironing
    - packed lunches for kids

    Have a nice day all xx
    100 Day Pot £13
    £2 coin saver #205 £40 banked and £22
    Weekly Spend
    June NSD 9/10 DFW Nerd 54
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    :hello: morning everyone

    Right:
    - brough my lunch to work
    - will have a NSD
    - need to check online banking
    - use some food given to use for tea
    - need to do some ironing... :wall:

    Have a good day everyone!
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Morning all!

    Today

    Enjoy the sunshine and go out for a walk for free exercise :-)
    Check banking
    Go through paperwork
    Send required emails
    update diary
    dinner from stores using chicken breasts
    start packing for DD's residential trip
    File bills
    Look at surveys - been slack at this recently!
    Housework
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • ziggy2407
    ziggy2407 Posts: 4,107 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 12 June 2012 at 8:40PM
    Good Morning All

    LPP - Thanks for starting us off, so glad to hear your day got better yesterday.

    Dull and overcast here again today and so COLD , matches my mood, lol, really wishing this infection would clear, so clogged up and breathless, may have to make another appointment at docs as I thought I should be feeling a bit better by now on steroids. However, enough waffle from me heres today's list

    Check Banks - Done
    Check swapits - Done
    Work (11.30 - 1.30) - Done
    Comps - Done a few (fingers crossed)
    Keep up to date with surveys -
    Keep on top of emails - Done
    Quick tidy round - Done
    Update food tracker (37lb off) - in progress
    Meals from stores - Done
    Email friends/ex-colleagues about items for sale - Done
    Bake -
    Email & Txts (to save on calls) - Done
    Washing - weather rubbish so didnt do it
    Relax with book - soon

    Have a great day everyone, love you all :T

    C xx
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


  • Yargo1
    Yargo1 Posts: 1,047 Forumite
    Debt-free and Proud!
    morning all.

    well already been bad.. and had a steak and stilton pasty off one of the numerous vans that call into work. wasnt that nice either and was 2.95!!! oh dear... what a waste of money.

    other than that just checked banking.. and although near to zero its not too bad...

    Hope you are all ok and have a good day x
    DEBT FREE - MARCH 2012 - NOW JUST THE MORTGAGE!
    MFW 2012 No.148:£1600 / £450.00
    Mortgage - 102,57.16
  • Wannabe01
    Wannabe01 Posts: 573 Forumite
    edited 13 June 2012 at 10:40AM
    Good morning everyone.
    LPP – Thanks for starting us off this morning.

    It’s a lovely sunny day here today and after yesterday I am in a very positive frame of mind. As dh got his promotion and I have been given some part time hours which overall will give us an extra £1200 per month, could that be a flicker of light I see up ahead.

    My list for today:
    :)[STRIKE]Catch up with emails[/STRIKE]
    :)[STRIKE]Phone lady regarding volunteer work[/STRIKE]
    :)[STRIKE]All meals from stores[/STRIKE]
    :)[STRIKE]Do work that is in for today[/STRIKE]
    :)[STRIKE]Take dd for a walk and collect ds from school[/STRIKE]
    :)Collect up washing and do full loads – hang outside to dry Work in Progress, but won't get it out as it has decided to rain.
    :)Handwash the delicate items and hang outside to dry Can't do as it is raining.
    :)Do some studying and sort study plans
    :)Update food diary
    :)Organise presents/cards for dd and father’s day – make a list of what still needs to be done
    :)[STRIKE]Make a shopping list and do an online shop[/STRIKE]
    :)[STRIKE]Look into management degree that I am interested in and see if I could get any assistance with course fees[/STRIKE] I can't get funding but could pay in instalements, will need to consider.
    :)[STRIKE]Check and water plants[/STRIKE]
    :)[STRIKE]Complete surveys and check one poll[/STRIKE]
    :)[STRIKE]Raise invoices for work[/STRIKE]
    :)[STRIKE]Update work lists and make a to do list for tomorrow[/STRIKE]

    I think that is everything that I need to do today, Hope everyone is having a good Tuesday
    Aiming to get Debt Free.
  • Thanks for starting us off, Little Pink Purse.
    Here's how my day will hopefully pan out!

    NSD

    All food from stores. I have a lovely tin of soup to have for my lunch at work to match the seasonal weather! Also lifted some mince out of the freezer this morning to cook spag bol with tonight and use up some veg in the fridge. Have started planning our meals to make food and money stretch further

    Work out how to pay Co-op shares vouchers into bank. Got £7 worth!

    Mountains of work to do today at work :(

    Hoover at home and do a bit of ironing in front of the telly tonight

    Have a good day everyone! :T
    02 0% £719.20 £434.48
    Creation 1 0% £1,829.88 £1,035.81
    Creation 2 0% £604.80 £436.80
    Car Finance 10.9% £17,163.84 £357.58
    Credit Card 24.9% £815.94 £0
    Total £21,133.66 £2,264.67

    Mortgage £128,560 £113,978
    Emergency Fund £1

    Debt-Free Wannabe Diary
  • WelshWoofer
    WelshWoofer Posts: 5,076 Forumite
    Afternoon all!
    Hope everyone has had a good day?
    Mine's been quite good.

    Here's my small things....
    • Took breakfast and lunch to work
    • Making tea from LO stuff in the fridge
    • Walked dog in local park
    • Had a NSD
    • Will check bank
    • Will pay council tax (overdue, forgot:eek:)
    • Staying in tonight
    • Had a teeny bit of good news - boss is asking for a pay rise for me - not a sure thing and will take months to materialise (if at all) but at least he is thinking about it:T
    • Sticking to healthier eating
    • Will do exercise DVD later saving on gym fees
  • Barbeduk
    Barbeduk Posts: 869 Forumite
    Tenth Anniversary 500 Posts Combo Breaker Debt-free and Proud!
    Hi all, dropping in a bit late but

    :) have done my ironing too!!
    :) cut DH hair with clippers, he always wants a no 1 which terrifies me, what if it won't grow back :rotfl::rotfl:.
    :) changed the dd settings on the credit cards to pay in full. Will definitely make me think twice before using them.;)
    :) enough money in the bank to buy DS a new pair of school shoes. He has completely gone through the heel on one :eek:. Just means we can't spend on anything else this week but got lots in cupboards.

    Have a lovely evening everyone.
    Make £2020 in 2020 £178.81/£2020
    SPC 13 #51
    Feb Grocery Challenge £4.68/£200
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