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Tuesday 12th June What small DFW things will you do today ??
little_pink_purse
Posts: 962 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important!
debt total £71k AGE 47 TRY TO BE DEBT FREE BY 50
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Comments
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Good Morning every one
thanks for the birthday wishes
the day got better lol
so today
work 10-3
shopping as i have nothing in the fridge lol
check banking
ironing as its looking bad its as big as ever
check Ebay
have a great day xxxdebt total £71k AGE 47 TRY TO BE DEBT FREE BY 500 -
Morning LPP and thanks for starting us off:)
Today I have/will
- check banks
- meals from stores
- sleep after nightshift
- LSD or maybe even an NSD:T
- ironing
- packed lunches for kids
Have a nice day all xx100 Day Pot £13
£2 coin saver #205 £40 banked and £22
Weekly Spend
June NSD 9/10 DFW Nerd 540 -
:hello: morning everyone
Right:
- brough my lunch to work
- will have a NSD
- need to check online banking
- use some food given to use for tea
- need to do some ironing... :wall:
Have a good day everyone!Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Morning all!
Today
Enjoy the sunshine and go out for a walk for free exercise :-)
Check banking
Go through paperwork
Send required emails
update diary
dinner from stores using chicken breasts
start packing for DD's residential trip
File bills
Look at surveys - been slack at this recently!
HouseworkOrange Fairy
House Purchased April 19
CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb0 -
Good Morning All
LPP - Thanks for starting us off, so glad to hear your day got better yesterday.
Dull and overcast here again today and so COLD , matches my mood, lol, really wishing this infection would clear, so clogged up and breathless, may have to make another appointment at docs as I thought I should be feeling a bit better by now on steroids. However, enough waffle from me heres today's list
Check Banks - Done
Check swapits - Done
Work (11.30 - 1.30) - Done
Comps - Done a few (fingers crossed)
Keep up to date with surveys -
Keep on top of emails - Done
Quick tidy round - Done
Update food tracker (37lb off) - in progress
Meals from stores - Done
Email friends/ex-colleagues about items for sale - Done
Bake -
Email & Txts (to save on calls) - Done
Washing - weather rubbish so didnt do it
Relax with book - soon
Have a great day everyone, love you all :T
C xxGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 -
morning all.
well already been bad.. and had a steak and stilton pasty off one of the numerous vans that call into work. wasnt that nice either and was 2.95!!! oh dear... what a waste of money.
other than that just checked banking.. and although near to zero its not too bad...
Hope you are all ok and have a good day xDEBT FREE - MARCH 2012 - NOW JUST THE MORTGAGE!
MFW 2012 No.148:£1600 / £450.00
Mortgage - 102,57.160 -
Good morning everyone.
LPP – Thanks for starting us off this morning.
It’s a lovely sunny day here today and after yesterday I am in a very positive frame of mind. As dh got his promotion and I have been given some part time hours which overall will give us an extra £1200 per month, could that be a flicker of light I see up ahead.
My list for today:
[STRIKE]Catch up with emails[/STRIKE]
[STRIKE]Phone lady regarding volunteer work[/STRIKE]
[STRIKE]All meals from stores[/STRIKE]
[STRIKE]Do work that is in for today[/STRIKE]
[STRIKE]Take dd for a walk and collect ds from school[/STRIKE]
:)Collect up washing and do full loads – hang outside to dry Work in Progress, but won't get it out as it has decided to rain.
:)Handwash the delicate items and hang outside to dry Can't do as it is raining.
:)Do some studying and sort study plans
:)Update food diary
:)Organise presents/cards for dd and father’s day – make a list of what still needs to be done
[STRIKE]Make a shopping list and do an online shop[/STRIKE]
[STRIKE]Look into management degree that I am interested in and see if I could get any assistance with course fees[/STRIKE] I can't get funding but could pay in instalements, will need to consider.
[STRIKE]Check and water plants[/STRIKE]
[STRIKE]Complete surveys and check one poll[/STRIKE]
[STRIKE]Raise invoices for work[/STRIKE]
[STRIKE]Update work lists and make a to do list for tomorrow[/STRIKE]
I think that is everything that I need to do today, Hope everyone is having a good TuesdayAiming to get Debt Free.0 -
Thanks for starting us off, Little Pink Purse.
Here's how my day will hopefully pan out!
NSD
All food from stores. I have a lovely tin of soup to have for my lunch at work to match the seasonal weather! Also lifted some mince out of the freezer this morning to cook spag bol with tonight and use up some veg in the fridge. Have started planning our meals to make food and money stretch further
Work out how to pay Co-op shares vouchers into bank. Got £7 worth!
Mountains of work to do today at work
Hoover at home and do a bit of ironing in front of the telly tonight
Have a good day everyone! :T02 0% £719.20 £434.48
Creation 1 0% £1,829.88 £1,035.81
Creation 2 0% £604.80 £436.80
Car Finance 10.9% £17,163.84 £357.58
Credit Card 24.9% £815.94 £0
Total £21,133.66 £2,264.67
Mortgage £128,560 £113,978
Emergency Fund £1
Debt-Free Wannabe Diary0 -
Afternoon all!
Hope everyone has had a good day?
Mine's been quite good.
Here's my small things....- Took breakfast and lunch to work
- Making tea from LO stuff in the fridge
- Walked dog in local park
- Had a NSD
- Will check bank
- Will pay council tax (overdue, forgot:eek:)
- Staying in tonight
- Had a teeny bit of good news - boss is asking for a pay rise for me - not a sure thing and will take months to materialise (if at all) but at least he is thinking about it:T
- Sticking to healthier eating
- Will do exercise DVD later saving on gym fees
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Hi all, dropping in a bit late but
have done my ironing too!!
cut DH hair with clippers, he always wants a no 1 which terrifies me, what if it won't grow back :rotfl::rotfl:.
changed the dd settings on the credit cards to pay in full. Will definitely make me think twice before using them.;)
enough money in the bank to buy DS a new pair of school shoes. He has completely gone through the heel on one :eek:. Just means we can't spend on anything else this week but got lots in cupboards.
Have a lovely evening everyone.Make £2020 in 2020 £178.81/£2020
SPC 13 #51
Feb Grocery Challenge £4.68/£2000
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