Tackling my debt - What do I do next??

babs

Hi Everyone,

I have only recently took my head out the sand and started to tackle my debt.

I've just started to sort out my credit cards and applied for a More Card from M&S. This has come with a 7K credit limit and I've transferred my entire Barclaycard balance onto it and some of my virgin card debt to use it up to its balance. This leaves me with around 3K balance left on the virgin card with a rate of 1.2408% a month.

My query is what is the best way to handle this remaining 3K? I think I have quite a good credit rating, so could probably wangle a new card - but which one?

I also have some standing orders that get charged to my barclaycard each month, and my intention now is to pay this off in full every month, but would another card be more suited to this?

Any advice appreciated.
Thanks

Babs

Verbatim

Hi Babs,
Ulster bank still has a fee free 0% credit card I think. If you want help and support in reducing your debts pop over to the debt free wannabe board.