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Split from ex - Tenants in common advice please!
Comments
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Ok thank you, that isn't an option - i cannot afford to save up £10k as well as cover the mortgage & pay to live elsewhere. Also, my ex will not entertain selling without court action, which costs more - to affect a sale & get out of it i would need clear funds of approx £15k, which i don't have. I therefore need to remain in the agreement for the time being - but want some advice on joint mortgage v's tenants in common.
Can you not move back in?If you've have not made a mistake, you've made nothing0 -
Thanks again all - as i have already made the mistake it is too late 'not to buy together in the first place!' I was young (20 yrs old) & stupid. I will get everything in place in writing & ride it out for another year until I can force him to sell it. I now live with my new partner miles away so i absolutely would never consider moving back in. I was just sure there is some way out of this horrific situation but i guess the answer is there isn't at the moment without a lump sum of cash.0
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This ^^^^ above: It is importantYour mortgage provider will want to keep you on the mortgage so they can chase you both for the debt.
Get on to the mortgage lender and find out exactly what has been done. If the mortgage lender is going to be chasing you when it all goes wrong, you need to WRITE to them and demand to know exactly what has been going on - and also let them know that if they agree anything else with your ex, you are not going to stand for anything you don't agree to.Thanks again all - as i have already made the mistake it is too late 'not to buy together in the first place!' I was young (20 yrs old) & stupid. I will get everything in place in writing & ride it out for another year until I can force him to sell it. I now live with my new partner miles away so i absolutely would never consider moving back in. I was just sure there is some way out of this horrific situation but i guess the answer is there isn't at the moment without a lump sum of cash.
Time to stop feeling useless and start feeling tough. If you need support while you deal with it, just keep this thread updated.Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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