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car insurance penalty

My son had a bump whilst driving on dec 05. aged 17. How long is his insurance premium affected?

Comments

  • Kitten_2
    Kitten_2 Posts: 31 Forumite
    Hi, I believe that they affect the premium for 3 years.
  • iceicebaby
    iceicebaby Posts: 3,633 Forumite
    Part of the Furniture Combo Breaker
    The question is asked "have you or any driver had any accidents claims or incidents within the last 5 years, regardless of blame and whether or not the subject of an insurance claim" so you have to declare for 5 years. It will be up to the underwriter as to how they load the premium based on the information you give. You do have to declare for 5 years tho
    Baby Ice arrived 17th April 2011. Tired.com! :j
  • maclean2
    maclean2 Posts: 709 Forumite
    Both 3 and 5 years can be right.Direct Line and RBS connected companies only ask for accidents in the last 3 years to be declared.
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