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Health Insurance

I don't know if I am in the right place to ask about 'health insurance' but if I am, has anyone had any experience with Standard Life, as I am about to change my health ins. from BUPA and wondered it Standard Life were any better.

Comments

  • dunstonh
    dunstonh Posts: 121,152 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Depends which BUPA plans you are comparing with which Standard Life plans.

    The providers have budget, standard and comprehensive plans available and levels within those as well.

    Of the 23 core in patient treatments, Bupa covered 21 and 22 on their two comprehensive plans. Standard life covered 23 on their four comprehensive plan versions and were 1 of 3 companies to do so.

    There were some differences in other areas.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • marbella
    marbella Posts: 847 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    I have Local Care at £1068 per year with BUPA and the quote I have had from Standard Life is Primecare Saver at £568 per year. It seems that the two have about the same cover but I am just a little concerned that I am missing something important. I have requested a quotation in writing so I can compare cover but it is a minefield when comparing the two. Thanks for the advice so far.
  • dunstonh
    dunstonh Posts: 121,152 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    The Bupa local care plan is their budget option but the Standard Life plan is a standard option (not the budget option but not comprehensive).

    There are a couple of areas of differences but again, inpatient coverage is better with SL than Bupa.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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