mobile phone claim - urine

jasuk

I'm insured with lifestyle services UK via Lloyd's and my son was a sleep and didn't realise my phone came out of my pocket which he was sitting on and he had a little accident which meant the phone was drenched in wee.... just wondering if this sort of thing would be accepted as a valid claim?

huckster

The policyholder should phone the company to ask. People on MSE don't authorise claims and these phone Insurers are notorious for finding ways to decline claims. So it makes no odd, if anyone on MSE had a view on this.

But in my view unlikely to be accepted. They will want the phone inspected, if water damage is covered. It would depend on what the damage report stated.