Back to work how many hours?

princessdon

Wow - This is not a personal statement aimed at you OP (as your OH worked whilst able) but that is an obscene amount of benefits for anyone to receive. It is 40K a year Tax and NI Free. I take it there are other benefits too perhaps (prescriptions, eye tests, school meals etc) that will bump this up higher.

As I say, it's not personal - you are honest, delcare everything and are not "fiddling the system" but as a casual observer I find that figure far too high to comprehend. It would require a salary of the very highest amount to come anywhere near that after tax. I can see why people find it hard to come off benefits when they can be that large.

I hope you do find work to suit (I guess with so many children and an ill OH, it will be nice to have time for you), so I do wish you well but still find it gobmacking that benefits can be that high (and higher if you claim the DLA).

Onearmedbandit_2

I totally understand and i agree it is alot of money. We are financially alot worse off compared to when hubby worked and i want to work.We have also lost our beautiful home and all our belongings in 2007 due to reposession as we couldnt manage our payments once work let him go. We have since gone bankrupt and have started a fresh.
I have not taken offence at all and im the first to agree when you hear people saying they cant manage!
And i agree that lazy people that dont want to work take it too far,but i worked before i had my children and my hubby has always worked.

princessdon

It certainly wasn't personal - As I say your OH worked until he was physcially unable and with 6 children (some still young) there was no way you could either, until now there wasn't any choice for you and I understand. Just the amount seems very high. I hope you get some "me time" soon as your house must be manic and I suspect out of the house work will be good for you as a person.

Onearmedbandit_2

I havent took offence as i totally see where you are coming from.I can only hope that i will find some work soon and that my children have a happy healthy future as that is all i hope for at this time.
They have gone through an extremely bad few years that no children should have to go through.(made homeless,change school on four occasions due to having to move etc and watching their dad become so ill they barely recognise him)

princessdon

Oh they need to and they will - I'm relying on them to pay my pension as big families are what we need to pay my pension! (jokey smilie).

Good luck

Onearmedbandit_2

I am so proud of them all especially the older 2 who have managed to maintain top grades at school and have turned into 2 lovely young men. I have high hopes for them all. And they will most certainly be paying into the pot in the future.
We may be having to rely on benefits at present but it will certainly not be staying that way if i have anything to do with it. Thanks for your kindness and non judgement.

rogerblack

Onearmedbandit wrote: »

Hi he was ib first after his work ended his ssp. Then at his medical in 2009 we had to go to a tribunal which he won. He was migrated to ESA income based support group nov 2011.

As I understand it, this is not the case.
IB is a contributory benefit - you could only claim it if you had adequate contributions, otherwise you would have claimed IS on grounds of disability. (though more recently ESA)
When you are migrated over to ESA, you are treated for one year as if you had recent contributions.
If you are in the support group, the clock on this year does not run.

In short - it's likely he is still on contributory ESA, perhaps topped up with some income-based.
The contributory portion of the benefit will not be affected if you work, or have savings.

You need to contact them, and ask about the position if you start working.

Onearmedbandit_2

Thanks very much for that roger I will call them tomorrow.