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Vet healthcare scheme - is it worth it?

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  • gettingready
    gettingready Posts: 11,330 Forumite
    10,000 Posts Combo Breaker
    ... that will no doubt subsidise other areas of the practice to allow more affordable treatments to the public
    .

    Sorry but I doubt it very much.....

    .Pet owners can be so short-sighted at times!!

    No, this is not short sighted, this is practical and economical where possible/necessary.

    Veterinary practice is a business, not a charity!!

    Don't we all know that......
  • Bromley86
    Bromley86 Posts: 1,123 Forumite
    Value to you:
    *Check up x2 - £NIL
    *Vaccinations - £30 (£50 if includes KC, which it probably doesn't)
    *Worming - £12
    *Flea treatments - £35-40 (inc prescription)
    *10% discount on consultations - £20 for the spay, peanuts for the microchip, not much on anything else as you're insured.

    My 2p is that it's not worth it. Instead of paying the vet £161.40 for £100 of savings, save the money to cover the situations that fall below insurance excess.

    That way you'll feel happier about going to the vets for things like broken nails, cut pads, etc.
  • ~Chameleon~
    ~Chameleon~ Posts: 11,956 Forumite
    10,000 Posts Combo Breaker
    .

    Sorry but I doubt it very much.....

    Then I guess you have absolutely no knowledge of how a veterinary practice works.

    No, this is not short sighted, this is practical and economical where possible/necessary.

    And who exactly do you think funds and subsidises all these cheap, charitable schemes you're so fond of using!!!
    Don't we all know that......

    So who exactly do you think should pay for your animals' care? It's your choice to have so many animals - nobody forces you to!!
    “You can please some of the people some of the time, all of the people some of the time, some of the people all of the time, but you can never please all of the people all of the time.”
  • gettingready
    gettingready Posts: 11,330 Forumite
    10,000 Posts Combo Breaker
    Chameleon - get of your high horse please.

    I know very well (from a client perspective) how a vet practice works, have used several over the years.

    Nobody is paying for my animals in any shape or form, you have no idea how much donations and where to I have done over the years.

    I am not "fond" of using any charitable schemes, my salary went down by half so do not have much choice BUT you do not know how much I have paid myself towards those same schemes when I was on double of what I am earning now. BUt believe me they got much more from me than I am getting from them.

    This topic is about vet schemes, this is not a place for personal attacks and your post above is just that - a personal attack on me.
  • ~Chameleon~
    ~Chameleon~ Posts: 11,956 Forumite
    10,000 Posts Combo Breaker
    Chameleon - get of your high horse please.

    I know very well (from a client perspective) how a vet practice works, have used several over the years.

    Nobody is paying for my animals in any shape or form, you have no idea how much donations and where to I have done over the years.

    I am not "fond" of using any charitable schemes, my salary went down by half so do not have much choice BUT you do not know how much I have paid myself towards those same schemes when I was on double of what I am earning now. BUt believe me they got much more from me than I am getting from them.

    This topic is about vet schemes, this is not a place for personal attacks and your post above is just that - a personal attack on me.

    I was using your situation as an example of one who takes advantage and any and all charitable schemes going, it's not a personal attack at all. And with all due respect, from your client perspective, you appear to make many assumptions about how vets operate that are very far wide of the mark from my many years of actually working in practice ;)
    “You can please some of the people some of the time, all of the people some of the time, some of the people all of the time, but you can never please all of the people all of the time.”
  • gettingready
    gettingready Posts: 11,330 Forumite
    10,000 Posts Combo Breaker
    edited 11 June 2012 at 8:02PM
    Chamelon - I make no asumptions about YOU as a vet/way YOU operate.

    I am drawing conclusions from my own experince of using several different vets, both "chain" and small single person ones.

    Still - this topic is about "vet schemes" and if they are worth it - I say they are not. I am entiled to my own opinion - this is a public forum.

    You, as a vet - may have a different view and you are also entiled to it.

    But please get off me with this personal attack as you are way out of line here:
    I was using your situation as an example of one who takes advantage and any and all charitable schemes going,
    ALL my pets are insured, all my pets were neutered/are vaccinated at private vets - I only got them vaccinated at Celia Hammond THIS year - that is all - so no idea how dare you write what you did (quoted above).

    Refer to my post above as I will not be explaining myself to you any further as I simply do not have to.
  • jemcart
    jemcart Posts: 75 Forumite
    I think it sounds like a good deal for the first year, especially as your puppy is still growing and if you are going to have her neutered.

    It’s been a few years since I had animals, but I seem to remember the flea treatments adding up. Two free check-ups a year will also be useful, if you think something needs looking at then you won’t have to pay for the appointment.

    If £13.45 a month it takes care of all the medical side of things for your puppy (except for any unexpected treatments), then it sounds like a good deal. You could also try negotiating with the surgery to see if she can fit into the smaller dog category (if it’s not too much of a size difference) to reduce the monthly cost.
  • Bromley86
    Bromley86 Posts: 1,123 Forumite
    I think it sounds like a good deal for the first year

    Except when you run through the list item by item, it clearly isn't.
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