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Credit report confusion and new credit card
Comments
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"i know creditors dont use credit scoring."
"Start of the year i applied for a capital one, vanquis, aqua and virgin money credit card, most with 35-40% rate! and was declined!!"
"i know the credit score isnt taken into account, but is this score just a general reflection of my active accounts and not my defaulted accounts?"Every Penny's a prisoner! - 786 captured so far!! :j0 -
If applying for any new credit I would check all 3. While most lender may only check with 1 of the CRAs they mostly report to all 3.
Statutory Credit reports plus Noddle = win
I just wish you could get instant online access(if identity checks pass) from experian like you can with Equifax / Call Credit rather than waiting 5 days or so!
Are you listening Experian?!?! :mad:
Helpful advice! Thankyou! :beer:Every Penny's a prisoner! - 786 captured so far!! :j0
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