Speed camera no insurance

vaio

Lum wrote: »

If you can prove that you, in good faith, believed your friend to be insured then you have not committed that offence.............

Nah, insurance is an absolute offence so it doesn't matter what you believed, either cover was in place or it wasn't.

The only way out is making use of the car conditional on the user having insurance.

If you let someone drive your car believing them to be insured or even if they show you a certificate then you are still guilty if it subsequently turns out they weren't covered.

If you let them use the car conditional on them having insurance then you have a defence.

A quick google will throw up the relevant case law.

rev_henry

luciano wrote: »

One more question. I was allowing my friend to drive my car. He said he has an insurance which covers all cars. It just turned out it expired some time ago. So apart from the main issue am I also guilty of allowing my car to not insured person?

ps. if I insure my friend now will they find out about it anyway? I mean is it 100% sure they will know?

But he didn't drive it that day did he, it was the foreign person? So its irrelevant...

Sgt_Pepper_2

rev_henry wrote: »

But he didn't drive it that day did he, it was the foreign person? So its irrelevant...

Who probably doesn't exist.

bris

Sgt_Pepper wrote: »

Who probably doesn't exist.

You have to take the op at face value. The OP is liable for who drives the car, not the friend, so I would name the friend instead of the foreigner and let them blame the foreigner. The chain can be pushed back until the guilty party is identified. They may still be in trouble for allowing the friend to have the car without insurance, they may not.
It's about money, a big revenue puller, push the blame to the friend and that may be the end of it, they will get a fine, but can a foreign licence be endorsed by our police?

Lum

vaio wrote: »

The only way out is making use of the car conditional on the user having insurance.

And how do you prove or disprove that?

If the conversation goes something like "Do you have insurance that covers my car?", "Yes I do", "Ok then I will let you drive it". Does that make it conditional on having insurance, or do you have to say "Ok, you can drive it as long as that insurance remains valid".

How do you prove this conversation happened?

Mankysteve

paddedjohn wrote: »

OP, one way of sorting all this out easily is say you were driving and take the fine and points yourself (assuming you have a clean licence and it's only a 3 pointer) . Save a lot of complications for you and may be cheaper in the long run.

Expect that the op has the real chance of Jail time if he get found out.

Mankysteve

Lum wrote: »

And how do you prove or disprove that?

If the conversation goes something like "Do you have insurance that covers my car?", "Yes I do", "Ok then I will let you drive it". Does that make it conditional on having insurance, or do you have to say "Ok, you can drive it as long as that insurance remains valid".

How do you prove this conversation happened?

Your meant to check there policy docs.

Lum

But in the post I replied to, checking those isn't enough apparently?

missile

If your friends colleague is from another EU country, he may have insurance to drive any vehicle? I do on my spanish insurance.

Paperbird

Just give them the name and address of the driver, the police know the car was insured so won't bother checking if that driver was covered. They didn't when I got a ticket in a friends car.