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Reasons for "No DSS" in most private let's??

jjj1980
Posts: 581 Forumite


I understand in some cases, the owner's insurance/lender won't allow a property to be let go a tenant claiming housing benefit but this can't be the case in all let's.
Would it be still be a blanket "no" if someone was working part-time, on their own with a young child, therefore claiming only partial housing allowance? Even if positive references from previous private-rentals and a guarantor were being provided?
I am looking for genuine, honest reasons rather than "based on behaviour of previous tenants who were claiming".
Would it be still be a blanket "no" if someone was working part-time, on their own with a young child, therefore claiming only partial housing allowance? Even if positive references from previous private-rentals and a guarantor were being provided?
I am looking for genuine, honest reasons rather than "based on behaviour of previous tenants who were claiming".
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The housing benefit caps have put some landlords off whilst others don't like the payment going to the renter rather than straight to them.:exclamatiScams - Shared Equity, Shared Ownership, Newbuy, Firstbuy and Help to Buy.
Save our Savers
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also if the payment goes to the landlord direct, and it later turns out the payments are fraudulent, the landlord is liable... plus any delay in benefits payment means the landlord gets delayed....0
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The housing benefit caps have put some landlords off whilst others don't like the payment going to the renter rather than straight to them.
Or is the implication that people on HB are totally untrustworthy and can not handle money?This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
I am looking for genuine, honest reasons rather than "based on behaviour of previous tenants who were claiming".
It is now becoming common knowledge that some (most?) councils advise tenants who are in receipt of a Section 21 (Notice to Quit) not to vacate the property at the end of the tenancy but to stay in the property for as long as possible.
This means the landlord has to incur extra costs, delays and hassle in going to court to regain possession of their property at the end of the tenancy.
It's a short-sighted policy by councils leading to less and less private lets being made available to those in receipt of benefits.Every generation blames the one before...
Mike + The Mechanics - The Living Years0 -
Thank you so much for all the answers so far. Have clicked thanks for you all!! That's just the type of information I was looking for.0
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You can say you don't claim anything from the DSS as the DSS ceased to exist years ago so you are not lying. As you are working you also won't be claiming anything from the DWP if that is what they meant by NO DSS. Instead you would be claiming tax credits from the HMRC and you do not have to declare that. Once in the property you can claim housing benefit from the Council and there is nothing the landlord can do until the end of the tenancy. So if your annual income is 30 times the monthly rent then go for the property as the agency will not consider you if it is less. Then if you are eligible for housing benefit then claim it later. As long as you pay on time every month the landlord will be happy with you.:footie:
Regular savers earn 6% interest (HSBC, First Direct, M&S)
Loans cost 2.9% per year (Nationwide) = FREE money.
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You can say you don't claim anything from the DSS as the DSS ceased to exist years ago so you are not lying. As you are working you also won't be claiming anything from the DWP if that is what they meant by NO DSS. Instead you would be claiming tax credits from the HMRC and you do not have to declare that. Once in the property you can claim housing benefit from the Council and there is nothing the landlord can do until the end of the tenancy. So if your annual income is 30 times the monthly rent then go for the property as the agency will not consider you if it is less. Then if you are eligible for housing benefit then claim it later. As long as you pay on time every month the landlord will be happy with you.
Whilst I completely understand why some people would do this, I never could. I am admittedly honest to a fault. Would rather be completely honest with the agents and struggle to find somewhere.
I think stereotypes come into play for too often but totally understand the landlords fears re the amount of money involved. In a way, having an agent involved makes it harder as so much can be gained from an in-person meeting with a landlord. Such is life though.0 -
MobileSaver wrote: »It is now becoming common knowledge that some (most?) councils advise tenants who are in receipt of a Section 21 (Notice to Quit) not to vacate the property at the end of the tenancy but to stay in the property for as long as possible.
This means the landlord has to incur extra costs, delays and hassle in going to court to regain possession of their property at the end of the tenancy.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
But that is the advice to any tenant (plenty of examples on MSE) regardless of the source of the rent money
The very obvious point you're overlooking is that in the majority of cases, Tenant Average (ie a couple, both working full time), upon receiving a section 21, will very likely go out and view other properties, secure something and make plans to move on by the expiry.
A tenant on HB can rarely do that due to the lack of available properties, they try, can't secure anything, go to the council for advice who tell them to stay put.
Thats the scenario the landlord sees and to them its a real risk to their business.0 -
When I was recently looking for my rented house one of the problems landlords were concerned about was that SOME people on benefits do not look after the property. I do not understand why people would abuse a house they have to live in, but I know some do. Not only renters and people on benefits either.
I tried to get the council to pay the landlord direct to give him peace of mind but they would not do it. Now I have been here a few months and paying my rent on time I'm sure my landlord trusts me.
There are landlords who will take on people on benefits, you just have to search them out, and do not accept sub-standard accommodation because of your circumstances.If you tell the truth you don't have to remember anything. - Mark TwainNappies and government ministers need to be changed frequently and for the same reason0
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