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25k loan to go travelling

JoshBee25
JoshBee25 Posts: 91 Forumite
The payments would be £350 a month over 7 years roughly 5 grand would be in the bank to cover the loan in the year I'm going away

Think it's stupi or?

The way I see it is your only youn once... I want to see the world and the job I'm doing in England I could get payed $21 an hour in Australia an make $000's commission.

I wouldn't work when I'm travelling but I'd give it ago if spent up.
Total amount of debt - £3540
Overdraft - £1540
Credit Card - £2000

Amount Payed - £100
Amount Left - £3440
«134

Comments

  • Apples2
    Apples2 Posts: 6,442 Forumite
    edited 9 June 2012 at 12:27AM
    Lunacy, total lunacy, good job for you it will never happen.

    You already asked your Dad to be a guarantor for a £3k loan you were looking for. How is it you think someone is going to lend you anywhere near £25k to go partying?


    .
  • JoshBee25
    JoshBee25 Posts: 91 Forumite
    I was offered 25k when I got my loan... But took what I needed, so not really
    Total amount of debt - £3540
    Overdraft - £1540
    Credit Card - £2000

    Amount Payed - £100
    Amount Left - £3440
  • I'd rather have a vacation from debt any day.
  • Loanranger
    Loanranger Posts: 2,439 Forumite
    Ridiculous. Why not just declare yourself bankrupt now and cut out the middlemen?
  • JoshBee25
    JoshBee25 Posts: 91 Forumite
    I don't need to declare my self bankrupt, I'm not doin it for 2 years

    Clear my overdraft and credit card and wait until I'm over 21
    Total amount of debt - £3540
    Overdraft - £1540
    Credit Card - £2000

    Amount Payed - £100
    Amount Left - £3440
  • BusinessStudent
    BusinessStudent Posts: 3,679 Forumite
    I recently went on a 9 country tour of Asia for less than £2,000 staying in hotels and private rooms in hostels.

    You could do it for much less than £2,000 if you are prepared to stay in dorms.

    Forget a 25k loan! Save up instead
  • Enfieldian
    Enfieldian Posts: 2,893 Forumite
    Part of the Furniture Combo Breaker
    Alas, people that cannot spell the word "paid" properly in their signatures do not normally get £25,000 loans for anything, least of all a holiday.
  • Wutang_2
    Wutang_2 Posts: 2,513 Forumite
    Enfieldian wrote: »
    Alas, people that cannot spell the word "paid" properly in their signatures do not normally get £25,000 loans for anything, least of all a holiday.

    OP is youn and stupi, don't forget.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • Anubis_2
    Anubis_2 Posts: 4,077 Forumite
    JoshBee25 wrote: »
    The payments would be £350 a month over 7 years roughly 5 grand would be in the bank to cover the loan in the year I'm going away

    Think it's stupi or?

    The way I see it is your only youn once... I want to see the world and the job I'm doing in England I could get payed $21 an hour in Australia an make $000's commission.

    I wouldn't work when I'm travelling but I'd give it ago if spent up.

    Yes it is stupi.... I know your only youn but it is still stupi

    I would save for a keyboard with a full set of letters first ;)
    How people treat you becomes their karma; how you react becomes yours.
  • cajef
    cajef Posts: 6,283 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 9 June 2012 at 10:49AM
    Who do you think in their right mind is going to lend you 25K to go travelling when you are already 3.5K in debt?

    Dream on.

    Edit :-Just looked at his past posts, obviously some sort of nutter or maybe just a troll.
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