No idea! Help for me and my partner..

drr05

Hi guys, pretty new top the site and this question has probably been answered but as my comp is on a go slow, il post first.

After a guru who can help me, here goes....

Im currently unemployed due to redundancy 3 weeks ago and ive not long since moved in with my partner. We private rent a property and she works 30hrs a week.

Im 27 and shes 23 and have no children living with us. Im currently on JSA seeking work, however, what else are we entitled to as a couple? I know absolutely nothing about Benefits, tax benefits etc etc never had to look into it really. Ive asked at the Job Centre but nothing ever comes of it.

Thanks for your time folks, hopefully someone can shine a light.

mynameistallulah

You may be entitled to some housing benefit/ LHA and CTB, but they would take into account her income.

Enter your figures into a benefits calculator, they will give you an estimate of your entitlement.

Torry_Quine

Also you will only get JSA for six months as you won't be eligible for income related.

daimonde

I know absolutely nothing about Benefits, tax benefits etc etc

you may be entitled to Working Tax Credits and / or Housing Benefit,

WTC is a fone call to HMRC, HB (often called LHA) is your council.

best bet as mentioned it too put your details into a good benefit calculator, the better ones will tell you which benefits & give links to some too.

a quick google will give you a couple of good ones

as mentioned above your Job Seekers Allowance will only last 6months, there are two types of JSA, one based on your household income - ie your and your partners, and one based on your personal national insurance contributions over roughly the last couple of years.

the contributions one can be paid regardless of partners income but only lasts for 6months. the other 'income based' can run and run, but with a partner working 30hrs a week your income would be too high as a couple.

sulkisu

How much does your partner earn?
How much is your rent?
Do either of you have savings, redundancy payout etc?

mynameistallulah

daimonde wrote: »

you may be entitled to Working Tax Credits and / or Housing Benefit,

WTC is a fone call to HMRC

WTC is not payable as the working person needs to be 25 or over.

daimonde

mynameistallulah wrote: »

WTC is not payable as the working person needs to be 25 or over.

Doh sorry, that's what comes from posting in the early hours!

honey10

Here's a link to the benefits calculator on MSE
http://www.moneysavingexpert.com/family/benefits-check

This is the direct.gov.uk one:
http://www.direct.gov.uk/en/diol1/doitonline/doitonlinebycategory/dg_172666

and this is entitledto.co.uk
http://www.turn2us.org.uk/benefits_search.aspx

They should tell you what you can claim and usually how much aswell.
They don't take too long to fill out, and are pretty reliable, at least with what you can claim.

Hope that helps

drr05

Thanks for the replies, its helped a lot.

She currently only earns 190 (before deductions)
Rent is payable at 465 per month

Thanks