What's the best way of insuring against valuable theft(laptop, phone, camera) abroad?

Legacy_user

Hi guys, I'm heading to Asia for 5+ months and have been researching insurance plans. A lot of them only cover up to £200-300 per valuable item.

I've also noticed in the small print a lot of these insurers don't cover theft, which I am most concerned about.

anyone recommend an insurer that covers theft abroad?

or a way of covering my valuables separately? (perhaps a good home insurance plan?)

Bob_the_Saver

£130 Netbook. £100 camera. £10 (unlocked) mobile problem solved.

System

Bob_the_Saver wrote: »

£130 Netbook. £100 camera. £10 (unlocked) mobile problem solved.

I considered this. My laptop is worth £800 but thinking it will be cheaper/easier just to insure it separately than pay £130+ for another one?

Bob_the_Saver

candyflossing wrote: »

I considered this. My laptop is worth £800 but thinking it will be cheaper/easier just to insure it separately than pay £130+ for another one?

Do you really want to lug a £800 laptop around. Are you going to leave it in hotel rooms when they all say they are not responsible.

Archergirl

How about a netbook or a tablet thingy? much lighter as well. It's not always good to be seen with lots of valuable stuff.

Bob_the_Saver

Keep taking the tablets

nico26

I certainly wouldn't take an £800 laptop to Asia for 5 months especially if you are staying in small guesthouses. Bob has right idea Buy a cheap netbook. Would be cheaper than paying insurance for your laptop. if it goes missing from an hotel room they will not be one bit interested in helping you.

Mr_Wang

nico26 wrote: »

I certainly wouldn't take an £800 laptop to Asia for 5 months especially if you are staying in small guesthouses. Bob has right idea Buy a cheap netbook. Would be cheaper than paying insurance for your laptop. if it goes missing from an hotel room they will not be one bit interested in helping you.

Have stayed in probably 250+ guesthouses/homestays across Asia.

Forgot a Rolex in one, left my laptop/Ipad/DSLR in most and never had a problem.

Be careful and trust your instincts, but don't let it take over your holiday.

Bob_the_Saver

Mr_Wang wrote: »

Have stayed in probably 250+ guesthouses/homestays across Asia.

Forgot a Rolex in one, left my laptop/Ipad/DSLR in most and never had a problem.

Be careful and trust your instincts, but don't let it take over your holiday.

Was this an India Rolex, a Malaysian Rolex or can you lend me a tenner, please.

Mr_Wang

Bob_the_Saver wrote: »

Was this an India Rolex, a Malaysian Rolex or can you lend me a tenner, please.

I bought that bad boy in Ben Thanh market Saigon and paid $6. As genuine as the Rab fleece I bought in Kathmandu I tell thee.

Bob_the_Saver

Mr_Wang wrote: »

I bought that bad boy in Ben Thanh market Saigon and paid $6. As genuine as the Rab fleece I bought in Kathmandu I tell thee.

Rip off mate, I only paid a couple of million Dong for mine or was it less, so many bl**dy 0's