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overdraft

hello, question about overdraft insurance. I was sold one when I took out a £900 odraft, against sickness and unemployment.
A more useless thing I dont know. Been going on 6-7 years at £6.45 mth.
Is this something I can claim back?
Thanks, bob.

Comments

  • DevCoder
    DevCoder Posts: 3,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    How do you feel you were miss-sold this?
  • hi kris,
    well, its not a loan with a fixed repayment plan, rather a device to cover me for extremes at certain times. I was self employed when I took on the o/draft, and needed a "cushion".
    For most of the time my account has been in the black, so the facility has rarely been used.
    Miss-sold? By the implication that it was necessary to have this insurance with the overdraft, as if it was a loan.
    Whether this is a basis for a claim is my question.Any thoughts? Cheers, bob.
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