Thursday 7th June - What small DFW things will you do today??!

Sunshine22_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. :money:

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :j

Sunshine22_2

Good morning all,

Well insomnia struck again so I've been super productive all morning (and washed my hair when I got up early so saved on electric for the hairdryer :rotfl:). House is almost sorted for my inspection today, just need to make my lunch to take to work and finish washing up!

Anyhoo, today's plan:

* Keep up the cold meds, prob not as MSE as not trying to treat the symptoms but I can't imagine how annoying I'll be without them!!
* Check bank, massive discrepancy on available and actual balances so keeping a close eye to see what's about to go out!
* More washing on the line (inside again)
* Another day of work.
* Finish and submit application form for second job
* Off to see Mum after work (she's a bit depressed bless her) so will prob cook her dinner (from her freezer :rotfl:)

I think that's about it. Hopefully a NSD, don't feel like I have had one for a while!

Right, off to finish the big clean up! Have a good day all, here's hoping Natlie had an amazing day yesterday, DNMS is having a good holiday! Hugs to all who need them!

S x

natlie

Hi All
Thanks sunshine22
We had a great day yesterday - fab weather - its pouring today

day went smoothly apart from we hired a minibus to get all the guests about I called them in the morn as I wanted to pick it up earlier and when i got there they said the window was smashed and sent us on an hour round trip to get one from another branch - would have been nice if they had said when i phoned!

Everything else was great I had an old beetle convertible to get me about and that was fab. we had drinks in a posh hotel and the meal - which was where i waitress somtimes was amazing, they gave us 2 free bottles of £45 champers I havent got any photos yet but will post one when I can

back to the moneysaving now though lol

had £250 cash in cards which will pay off barclaycard :T

check mse email
dishes and laundry on
take minibus back to hire place
get cheap thank you cards
pick up stuff from mums - got ready there yesterday
start changing name on stuff

think thats it
have a good day all
Nat

Barbeduk

Hi all, another carpy day here! Poor kids, think we might make it out to the library later if it stops raining.

Natlie,, your day sounded fab! And well done you for getting right back into MSE!! did you have a big cake?

So today

• NSD
• Low petrol day.
• Will hunt down some surveys.
• Bake with the kids.
• Have checked bank account, still just in credit but money going in tomorrow.
• Must go through the bag of stuff my friends given me to eBay for her.

I don't know about anyone else but when the weather's this bad I really can't be bothered. Please could we all have the sun back:cool:

carrielovesfanta

Good morning all!

Thanks to sunshine for starting us off and

CONGRATULATIONS to Natalie :T

apologies in advance for any bizarre spelling. Typing from home on phone. I am off this week ! Wooooo ! The overtime marathon is over. I finally clocked in at 113 hours (or 3 full working weeks :eek:)

I am having a relaxing (if rather un-mse) week. Have been sorting out the garden abduction cooking lots. Got tons of 5p bargains at asda last night!

In other news I finally got my last onepoll 5p. YEEEEEEES!!!

Todays me stuff, am making soup with 5p bargain tomatoes and breakfast muffins with bargan grated carrots

have a good day all

carrielovesfanta

Abduction cooking?? Should say and cooking. Damn phone.

Wannabe01

Good morning everyone. It is a lovely sunny day here today. After a bad start to this week I am feeling a lot more positive as I have been given some extra work although only for a couple of weeks and dh had a call offering him a better job, so as long s the terms are right things could finally be looking brighter.
Sunshine22 – Thanks for starting us of this morning, hope you feel better soon.
Nat – Congratulations

My list for today:
[STRIKE]Quick shower [/STRIKE]– saving on the gas
[STRIKE]Catch up with emails [/STRIKE]
[STRIKE]Surveys and One Poll[/STRIKE]
[STRIKE]Attend doctor appointment [/STRIKE]
[STRIKE]Do m.shopping work that is scheduled for today[/STRIKE]
[STRIKE]Do work that is in for today,[/STRIKE] Raise invoices
:)Sort the last of the thank you cards
[STRIKE]Look into available jobs[/STRIKE]
[STRIKE]All meals from stores[/STRIKE]
[STRIKE]Remember to take tablets[/STRIKE]
[STRIKE]Have a NSD[/STRIKE]
[STRIKE]Check on the plants and water as required[/STRIKE]
[STRIKE]Update work lists and make a to do list for Friday[/STRIKE]

I think that is everything for today, Hope everyone has a good Thursday

starnac

Morning all

Congratulations natlie. Post pics when you get them. We'd love to see them.

My list

[STRIKE]NSD[/STRIKE] Not leaving the house
[STRIKE]Check banks[/STRIKE]
Daily clicks
Get DH to pay money off his c/c
[STRIKE]Washing[/STRIKE]
[STRIKE]Dry inside[/STRIKE] On airier
Ironing Half way through
Meals from stores
Heating on low - very cold here
Keep on top of clutter
[STRIKE]Tidy dining room[/STRIKE]
Edge table runner
Knitting once kiddies are in bed
Mum visiting this evening
Write cheque and put in envelope

That'll do for now

Happy Thursday everyone

ziggy2407

Good Morning All

Sunshine - Thanks for starting us off
Karb - Sending you massive hugs
NTBY - Hope you feel brighter soon

Dark, dull and rainy here today. Feeling a bit miserable too but on a brighter note another 3lb off at WW last night so am aiming to keep up the good work. Today's list

Check Banks - Done (v tight again!!! - no change there then)
Check swapits - Done
Collect Prescription from Drs for OH & mum - Done
Write "Thank you" cards -
Keep up to date with surveys -
Keep on top of emails -
Quick tidy round - Done
Update food tracker (37lb off) - in progress
Meals from stores - Done
Comps -

Hope you all have a great day, love you all.

C xx

La_escocesa

Hi everyone :hello:

Thanks for all your welcome backs yesterday I still feel like a bit of a fraud posting considering the mess OH and I are in and still getting into. Just need to hang in there until OH gets a job and then we can start paying off the debts once again. Feels so surreal to only be able to scrape by and paying min payments on everything.

NTBY - great advice as always on yesterday's thread. Check you with your make up on :cool:

Here's how I'm hanging in there today:
- Walked to/from work
- Giving OH a lift and picking him up to save him 4 bus fares
- Did a meal plan and shopping list
- Free cuppa x 2 in work and not at home
- Cheapo soup for lunch
- £2 for lotto syndicate - got a £3 survey so that covered it and will also get me a ticket for Saturday night
- More tidying round tonight
- Shifting money around
- Reading free books - free ebook, library books and books from a friend - so much to do for yoga course!

Candy0107

Afternoon all,

Thanks for starting the thread Sunshine
Many congrats Nat !

Today I have/will:
• Meals and snacks from stores
• Checked banking
• NSD if I could possibly make it
• Need to pay in £10 cash hubby paid me back yesterday – trying to reduce amt of cash in purse = less chance to spend it !
• Lottery money paid into a/c so moved money across to AAT fund
• Moved pennies to AAT fund after a DD has gone out
• Checked AA rewards
• Charged mobile at work
• NSD today
• Keep my head down today – busy day
• Used railpass to get to and from work
• Read paper online and freebie paper
• Off to WW tonight....not holding up much hope as I have temporarily lost motivation !


read through today’s comments and respond when I get home

Have a fab day

Candy xx