We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pru Protect Cautious Fund

I will be acquiring a pension lump sum later this year. It has been suggested to me that I invest approx £50K in the Pru Protect Cautious Fund. I am naturally risk averse. Comments?

Steve

Comments

  • dunstonh
    dunstonh Posts: 120,402 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I am naturally risk averse.

    To which risk?
    shortfall risk
    inflation risk
    provider risk
    investment risk
    legislative risk

    Everything has risks. It is identifying which risks you are more concerned about and which are more likely to occur than the others whilst understanding that no option is risk free.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.4K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.