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Badger's budgeting begins

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Comments

  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    My NSD challenge for July is failing miserably :o glad to see the night shifts are over!
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • Fae
    Fae Posts: 664 Forumite
    with you on the where is the year going, I seem to loose a month each time I blink :rotfl:

    Good to hear the night shifts are over for a while, and good luck with you NSD target I have my fingers crossed for you

    Fae
    LBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
    Paid 54%
    3 months to go 13 weeks
    DFD 28th August 2014
  • pencakes26
    pencakes26 Posts: 389 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hi Badger, not been on to say hello for a while. Good work on the NSD :j , I'm not going to quite make mine this month. August has got to be better spending wise. I really want to get sub £10k before the end of "summer":D

    Its not quite the same, but when I worked in a bar my body clock was all over the place so I completely understand how you feel! It feels so much better to have 9-5ish routine.

    Looking forward to the GP later? x
    Total: £50,676 £0 🥳 The journey to debt freedom
  • badger_
    badger_ Posts: 475 Forumite
    Hi Pencakes good to "see" you again. Hope you're okay?

    GP was alright, shame about Jenson dropping down, he doesn't sound like he's too happy with McLaren atm!! Pleased Lewis won though.

    I'd love a Mon-Fri job, but where I am now pays pretty well for the area so I'll stick it out for now.

    NSDs not gone well over the weekend :o definitely won't one tomorrow so fingers crossed for Tuesday to meet my target.

    A new clothes shop has opened where I live and popped in yesterday
    spent £30 but got a pretty blouse and some jeggings - probably shouldn't have but our town is mostly empty shops or take aways so I want to support them.
    Bought a new curtain pole today, I think that's everything for the living room so we can start decorating next weekend.
    LBM 24/05/2012 :T
    August NSD 10/12 * £2 savers
  • Fae
    Fae Posts: 664 Forumite
    Hello Badger "waves"

    I have everything crossed for NSD tommorrow, and good luck with the decorating, my fave part is when it's all done :D

    Fae
    LBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
    Paid 54%
    3 months to go 13 weeks
    DFD 28th August 2014
  • i've missed my target of nsd's this month. Will have to try harder next month to make up for it :o lol. New month for us tomorrow (pay day :j) so will start again on them!
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • badger_
    badger_ Posts: 475 Forumite
    Good morning

    Fae I'm not really looking forward to the decorating (probably why it hasn't been done yet!!) I like the buying involved thoughwhistling.gif

    DFW321 Sorry just seen your earlier post, I'm up in North Lincolnshire (nr the Humber) I do love it round here. Moved up from Kent when I was 5 as Dad is from Lincs and wanted to be back. I can't really imagine living anywhere else now.
    Good luck your NSDs :T

    I should be on for my last one today, going to get OH to buy a Euro millions ticket (I won't be able to get one as it will be past the cut off when I get in from work angel.gif)

    Had a great day yesterday, did touristy stuff at the seaside with best friend & her little girl - the stuff I don't usually do as we live 30 mins away so it's not a big deal for us to go but my friend lives in the Midlands now so her little girl doesn't get to to the seaside much so absolutely loves it.
    Spent about £16 but that included a nice bit of haddock for lunch smiley-excited002.gif

    Felt absolutely shattered when I got home - must have been all that sea air (and building some sandcastles :rotfl:) 6am came round far too soon this morning!!
    LBM 24/05/2012 :T
    August NSD 10/12 * £2 savers
  • Hope the decorating goes well - really need to do something with my place but ....... :o
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Fae
    Fae Posts: 664 Forumite
    The seaside sounds like fun, as does the fish mmmm :D

    Fae
    LBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
    Paid 54%
    3 months to go 13 weeks
    DFD 28th August 2014
  • badger_
    badger_ Posts: 475 Forumite
    Morning lovelies

    3245763724_6888593e12.jpg
    Hope the decorating goes well - really need to do something with my place but ....... :o

    Hmmm I'm sure we'll get there eventually:rotfl:Have the kitchen to do as well :o
    Fae wrote: »
    The seaside sounds like fun, as does the fish mmmm :D

    Fae

    It was great, I'm not too bothered about chip shop chips but you can't beat a nice bit haddock, but you can batter it :o:p:rotfl: *ahem*

    I joined up to the fly lady thread on the OS board as I'm really rubbish at housework. Not doing bad so far...

    Paid off £95 off my Tesco CC yesterday, this was from the £100 from Halifax for "switching" had to leave £5 in the acc for one of the DDs.
    I know I put the new washing machine on there as well but that will be paid off in 2 months, so counting this as a bonus payment :j

    Off to a footy match tonight :footie: but gave OH the money for this on Monday (only a fiver because it's pre-season) so I can still count today as a NSD ;)
    LBM 24/05/2012 :T
    August NSD 10/12 * £2 savers
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