Visa Or Mastercard?

ACID

basially i decided to pay fo my holiday on my credit card

it is a student credit card

barclaycard has offered 600 limit
but consdiering the balanace is 800 i might as well pay by mastercard as there limit is 1200

now where do i get the insurance from? im sure some cc'd provide do it for free??

Galstonian

I'm not sure I understand the question. If you are asking where to buy travel insurance then the credit card forum may not be the best place to ask. If you are asking for free travel insurance from your credit card then you would need to check whether it is one of the perks offered with it. I really can't say if it is standard with student credit cards and since you don't tell us which card you have it is impossible for anyone to say for sure.

grumbler

ACID wrote:

..barclaycard has offered 600 limit but ... might as well pay by mastercard...

:mad: :mad:
Barclaycard is credit card company. It issues both Visa and Mastercard credit cards. Mastercard and Visa are just electronic payment networks.

daveboy

Boy, there are some brainy people out there.

I always wonder why some people can't grasp whether to use there, their or they're.

It's the UK so with your knowledge and spelling ability you've passed your exams already. Well done.

I am interested in the MasterCard credit card if you have any details about it.

Reaper

ACID wrote:

now where do i get the insurance from? im sure some cc'd provide do it for free??

Egg credit card holders can get an annual European travel policy for £15. But it is only available for another 2 days so not enough time to get an Egg card if you don't have one already.

ACID

SORRY I WAS in a rush soi typed fast ,lol

now i wish to pay with my student mastercard from natwest

will they automatically detect me paying for my holiday themselves and then offer me travel insurance???

as i booked a holiday with travel insurance
but i would need the info from natwest such as policy no's. etc.

student100

um, I'm still not sure what you're asking.

If you booked a holiday and also paid for travel insurance with the holiday, the insurance will come from the holiday company or whoever you booked it with. The method of payment you used doesn't affect this.


Natwest's Student Mastercard has free "Free travel accident insurance when you use your card to pay for travel tickets". This is not the same as regular travel insurance and only provides a very minimal level of cover. Natwest would have sent you a policy booklet detailing the policy when you got the card - if you haven't got it anymore then contact Natwest to enquire.


If you do have regular travel insurance that you bought with your holiday then the Natwest travel accident cover probably won't be of much benefit.

ACID

student100 wrote:

um, I'm still not sure what you're asking.

If you booked a holiday and also paid for travel insurance with the holiday, the insurance will come from the holiday company or whoever you booked it with. The method of payment you used doesn't affect this.


Natwest's Student Mastercard has free "Free travel accident insurance when you use your card to pay for travel tickets". This is not the same as regular travel insurance and only provides a very minimal level of cover. Natwest would have sent you a policy booklet detailing the policy when you got the card - if you haven't got it anymore then contact Natwest to enquire.


If you do have regular travel insurance that you bought with your holiday then the Natwest travel accident cover probably won't be of much benefit.

thought i expressed that i did not buy travel insurance with the holiday company as they never provided it with the price they offered me for the holiday

if the insurance by natwest is not applicable i guess i need to find something else
i believe the post office travel insurance costs about £20

Galstonian

Without wanting to sound harsh I think you need to ask yourself the questions before you post them here.
You are the only one who really knows what is included with your credit card (which you hadn't even named), what you require in the way of insurance, where you are going, for how long etc.. I will suggest that at the very least you need to have health insurance that can cover treatment overseas, anything else is up to your personal view of the risks, the more you get cover for the more you pay (ain't it always the way).

FWIW I use https://www.direct-travel.co.uk

grumbler

ACID wrote:

..will they automatically detect me paying for my holiday themselves and then offer me travel insurance???

Natwest Student Credit Card:

Free travel accident insurance
Up to £50,000 of cover for you and your family against death or serious injury when you use your card to pay for travel tickets. There are no forms to fill in, and you’ll find details in the policy booklet we’ll send you.

If you already have a card you must have a booklet.
IMPORTANT:travel accident insurance is not substitute to comprehensive travel insurance! You still need to buy it!