car insurance

looloo23

hi i'm new here tonight so not quite sure how site works but would like to share this with you all.
my car insurance is due so i thought i would get some on line quotes just to see how much each one differ...i have been with LV for a number of years, i have max no claims discount,no claims, been driving nearly 30 years,no points etc..last year LV changed me £678..full comp, with pro no claims bonus,year before £398..i have W reg clio 1149cc so a small car...
I have got quotes lowest being £188..highest £209...my policy details i did not change i kept everything as with LV, so it's worth taking the time to shop around,
think i'll give LV a telephone call to see why they are so different in price.
hope i've done this right L

paddedjohn

you probably made the mistake last time of auto-renewing rather than shopping around, every year you will find that whoever you are with will try it on and if just 5% of customers accept the inflated price without shopping around first then they make a fortune for doing little

s_b

ive had some female customers telling me liverpool and victoria have lost the plot with regards pricing this last 12 months
i always suggest either a price comparison site or even better your local friendly broker as a way of saving costs

steady__eddie

I have just renewed mine and for the first time that I can remember, my current insurer was the most competitive and I did not have to increase my excess.
What I can't understand however is the massive difference in prices displayed on the same comparison website for like for like products. Does anyone ever pay £960 for fully comp from insurer A when insurer B offers the same for £350 ?

Obukit

steady__eddie wrote: »

Does anyone ever pay £960 for fully comp from insurer A when insurer B offers the same for £350 ?

Most insurers have a "target market" of customers they want to insure. The ridiculous quotes are basically the insurer's way of saying "No thanks, we don't want to insure you".

We paid £398 for me (24yo) and my wife (27yo) this year but some insurers quoted over £2k!

shaun_from_Africa

s_b wrote: »

ive had some female customers telling me liverpool and victoria have lost the plot with regards pricing this last 12 months

I wonder if it might be the case that L&V have already made premium changes because of this:


http://www.telegraph.co.uk/finance/personalfinance/insurance/motorinsurance/9128151/Womens-car-insurance-to-cost-360-more-thanks-to-new-EU-ruling.html

s_b

shaun_from_Africa wrote: »

I wonder if it might be the case that L&V have already made premium changes because of this:


http://www.telegraph.co.uk/finance/personalfinance/insurance/motorinsurance/9128151/Womens-car-insurance-to-cost-360-more-thanks-to-new-EU-ruling.html

yes that does seem plausable