Hope this can be my final LBM

artnoble

Just a thought before I go to sleep.

Reading about PPI do many people have success from this. Obviously this would be helpful in order for my debts to reduce.

Is this something thats easy to do and have a success rate? I'll do my homework tomorrow just wanted a little overview.

artnoble

seems I have used Experian/exquifax before. Need to reset my passwords. I'll give them a call tomorrow.

Had a clear out of my room and found £4.60.

How do you guys save coins? Does anyone save pound coins?

sistafromanothermista

If me or DH break into a note then the change goes into a bag in the drawer. This is what i take for my £2 a day limit or if DH needs a £1 for the trolley etc. End of the month if we're in the black we'll use this change for a little treat

artnoble

I think I'm going to do a £2 pot and a 20p pot. I have a big cola bottle to put my pennies in.

Do you have a diary sistafromanothermista as I suspect my debts to be in the same region as yours. I'd be interested to see.

sistafromanothermista

artnoble wrote: »

I think I'm going to do a £2 pot and a 20p pot. I have a big cola bottle to put my pennies in.

Do you have a diary sistafromanothermista as I suspect my debts to be in the same region as yours. I'd be interested to see.

I don't i keep debating it but i read other peoples and they make me :rotfl: and and i don't think mine would be anywhere near as interesting to read!!
I will be posting one soon when i get under the 19k mark

artnoble

sistafromanothermista wrote: »

I don't i keep debating it but i read other peoples and they make me :rotfl: and and i don't think mine would be anywhere near as interesting to read!!
I will be posting one soon when i get under the 19k mark

I've got one that I did years ago, sad to think I wish I was in that situation now haha.

You'll be sub 19 before no long.

sistafromanothermista

I'm hoping by end of June (fingers crossed) Have you got the link to your old one?! be interesting to have a read......

rising_from_the_ashes

artnoble wrote: »

How do you guys save coins? Does anyone save pound coins?

See my sig!;)

I've kept a £2 one for years and it's always been for the need things that I can't afford (tend to clear out once a year and use it - was a lawn mower last year!) but towards the end of last year I started another one for £1 and 50p.

Really as the year before I was totally stung in the bad weather as had to get the bus for 3 weeks - costing £8 / day (compared to £2.50 in fuel) so wanted a bit saved up in case it was needed again.

Thankfully didn't need it (and long may that last!:)), so I've bought a new printer this year and gone on a crochet course (not really a need but have wanted to learn since I was a kid).

All £2 and 50p go in and if I've a load of £1, I'll stick 2 or 3 in as well.

artnoble

sistafromanothermista wrote: »

I'm hoping by end of June (fingers crossed) Have you got the link to your old one?! be interesting to have a read......

I'll try and find it. Probably be a bit embarrassed about it now.

artnoble

rising_from_the_ashes wrote: »

See my sig!;)

I've kept a £2 one for years and it's always been for the need things that I can't afford (tend to clear out once a year and use it - was a lawn mower last year!) but towards the end of last year I started another one for £1 and 50p.

Really as the year before I was totally stung in the bad weather as had to get the bus for 3 weeks - costing £8 / day (compared to £2.50 in fuel) so wanted a bit saved up in case it was needed again.

Thankfully didn't need it (and long may that last!:)), so I've bought a new printer this year and gone on a crochet course (not really a need but have wanted to learn since I was a kid).

All £2 and 50p go in and if I've a load of £1, I'll stick 2 or 3 in as well.

Im gonna go with £2's and 20ps I think. That sounds like a good idea using it to buy things you can't afford.

Also with my new job I get use of the van to travel to and from work. I'm saving about £20 a week on commute/fuel so I should really put that to good use.