Finances when youngest child turns 16

Blackpool_Saver

Dunroamin wrote: »

They do things differently in Scotland.;)

aah, thanks for that

rachbc

CB, maintenance and CTC will continue til the child completes their education (up to but not including Uni) - this can be up to the age of 20. If they don't go straight into something from school your can still get 'extended child benefit' for up to 20 weeks whilst they look for work/ training.

Cat501

I thought you got CB/CTC up to and including Higher/A Level/NC/NQ /NVQ (whatever it is they have these days!!) level, not HNC or above.

What an unkind person you are tescobabe

tescobabe69

Cat501 wrote: »

What an unkind person you are tescobabe

From post #1.

"How do other people get round this?"

I'd say my advice was spot on.
I'v told her how to keep money coming in for four extra years, and suggested one way "some" people maintain an income stream, how is that unkind ?
She has said she will be looking to up her income, that is not easily done, and if she was to let her DS leave school with no further education plan, and then lose her job she would be up the creek.
In summary her safest plan is as described, with the bonus that DS gets a better education, what do you suggest ?

thehappybutterfly

Yes can get Child Benefit up until your child is 20 if they're in f/t education but what a palaver if they claim JSA or get a job during the summer (CHB stops and you have to reapply when they return to college). My son did this and I gave up after the first year as it was just too much fuss to reapply. Incidentally, he was better off on JSA than at college but he hated being on benefits. Even now, he's finished college, has a p/t job 12 hours a week but won't apply for income support (which I think he can claim if he works less than 15 hours?). He is looking for full-time work.

rach29

It's worth pointing out, I think, that if your child is 14 or year 9 (England) then they will not be leaving education now until 18.

This comes into force for all current year 9's and under, so, depending on the age of your children, problem solved at least for another 2 years

Jinx

Blackpool_Saver wrote: »

your daughter went to level 4 education at 16 ?? she must be very clever, did she do her GCSE's at 15?

She started school at 4, did her standard grades at 15, Highers at 16 and started an HNC at college when she was still 16.... So yes clever and yes did equivalent of GCSEs at 15 - just to do with birthday timings.....

She also receives maintenance from her dad while at college and now uni, but my understanding is I certainly am not entitled to this for her when not in receipt of child benefit - I am unsure if she could have claimed in her own name though to help through further education....

Dunroamin

rach29 wrote: »

It's worth pointing out, I think, that if your child is 14 or year 9 (England) then they will not be leaving education now until 18.

This comes into force for all current year 9's and under, so, depending on the age of your children, problem solved at least for another 2 years

That's not quite correct. Young people will need to be in education or training until the age of 18, which can include apprenticeships and jobs with training.