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  • MoneySaverLog
    MoneySaverLog Posts: 3,232 Forumite
    the first direct regular saver (8%) and the HSBC reg saver (6%) don't allow any withdrawals in the first year ... would that be too harsh for her? Or Norwich % Peterborough have one paying 4% that allows one withdrawal a year.

    You need to have a current account to open the FD or HSBC accounts but they are easy to set up.

    After the first year it would be wise to take the money out as the rates drop too. You can then always re-open another if FD/HSBC :)
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