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Unenforceable debt?

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  • oscar52
    oscar52 Posts: 2,272 Forumite
    Buzby wrote: »
    The reason for this is all data has a value, and if (say) the rules changed that allowed data retention for 10, rather than 6 years - the 'old' data would magically appear.

    I very much doubt any such change in the law would be retrospective. If it were, then banks etc would have to "find" all those bank statements and documents that they had disposed of.

    I would also dispite what you say with regards to data post 6 years on credit files.
    No Longer works for MBNA as of August 2010 - redundancy money will be nice though.

    Proud to be a Friend of Niddy.
    no idea what my nerdnumber is - i am now officially nerd 229, no idea on my debt free date
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Hi. My situation is very similar. It's 6 years old with no payment made.

    Moved to a new thread ---> https://forums.moneysavingexpert.com/discussion/4770501
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
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