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Friday 1st June (lol) not May - What small DFW things will you do today?
natlie
Posts: 1,707 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important!
Morning yawn! up early today DS woke me at 4am - and he's now sleeping again - lucky him!
Busy day today, off to work, Zumba lunchtime and having my nails done for the wedding at 3.15 then cleaning, cooking etc
Got bits and bobs to get still - a bag, cake ingredients and some stuff for DS but just about sorted for the wedding. Less than a week now.
I had a cheque in the post from a relative which was lovely! we havent really announced the wedding I don't know who knows we are getting married
Off now to sort school stuff have a good day all
nat
x
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important!
Morning yawn! up early today DS woke me at 4am - and he's now sleeping again - lucky him!
Busy day today, off to work, Zumba lunchtime and having my nails done for the wedding at 3.15 then cleaning, cooking etc
Got bits and bobs to get still - a bag, cake ingredients and some stuff for DS but just about sorted for the wedding. Less than a week now.
I had a cheque in the post from a relative which was lovely! we havent really announced the wedding I don't know who knows we are getting married
Off now to sort school stuff have a good day all
nat
x
DMP 2021-2024: £30,668 £0 🥳
Current debt: £7823.62 7720.52 7417.94
Current debt: £7823.62 7720.52 7417.94
0
Comments
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Thanks nat for starting the thread. Don't you love kids who can wake you so early then drop back off to sleep but you can't.
Less than a week for the wedding. You must be so excited.
I'm baby less today as he is spending the day with his godparents as a trial run for when they look after him when I go back to work. While it will be nice to get things done without a clingy baby wanting me all the time it does feel strange knowing he won't be there.
My list today
[STRIKE]Check banks[/STRIKE]
Surveys
NSD - just fruit for DD but that's budgeted for in the grocery budget so doesn't count
[STRIKE]Sewing[/STRIKE]
Pick up prescription
[STRIKE]Type stuff for church[/STRIKE]
Sort through some craft stuff
Sort knitting bag
[STRIKE]Knitting this evening[/STRIKE] Sneaked a bit in earlier
[STRIKE]Crafting with DD this afternoon after school while it's just the 2 of us[/STRIKE]
DD swimming this afternoon - shower and wash her hair there
[STRIKE]Decide on outfit for tomorrow's jubilee party[/STRIKE] Decided and made - not bad for 1 1/2hr work
[STRIKE]Daily clicks[/STRIKE]
Meals from stores
Thats all I can think of for now. Waves to all who follow
Happy Friday everyoneGoals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000 -
Morning all!!
Need to change May to June in the title Nat
Sorry you got woken up so early. My girls came in at 6am saying i told them we needed to be up early to have their hair done pretty - didnt mean THAT early!
Starnac - enjoy your baby free morning
Today
Work
Lunch from stores - onion bagel
Dinner from store - Quorn burger
30 mins exercise
NSD
Homework with the kids
Look at campsites
send cartridges to Mr T
Check banking
Decide on holiday
Cup of tea at work
Thats me - nothing much today xOrange Fairy
House Purchased April 19
CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb0 -
:wave: Morning! Thanks for starting us off natlie
OMG a week till you marry :T how exciting for you!
yay its friday :j almost too excited to carry on! Last day at work :beer:
Things for today- [STRIKE]check banking[/STRIKE]
- [STRIKE]check cc & transfer money from savings for purchases recently[/STRIKE]
- all meals from stores
- ring person from gumtree re chest of draws and bedside table advertised
- text mil to see if I can store some things in her loft/shed
- check onepoll
- going out for drinks tonight with bff & her husband will stay at theirs so no taxi home
- work super hard to make the last 7 hours speed by!
- go into bank to get transfer forms for isa
- [STRIKE]do vsp & update sig[/STRIKE]
- book travel money
- activate cc for on holiday - must do this today!!!!
ok that's my lot! Have a great day xDF as at 30/12/16
Wombling 2026: £25.70
Grocery spend challenge Feb £285.11/£250
GC annual £389.25/£2700
Eating out budget: £ 48.87/£300
Extra cash earned 2026: £1850 -
Morning all,
Crikey Natlie, I was just going to sleep at 4am!! Thanks for starting us off.
DNMS - You must be SO excited!!
Last day of work!! Hurrah. Shame I work for an organisation who don't believe in the Jubilee so have to work on Tues! But still a three day weekend!
Today's plan of action:
* Check bank
* Check CC
* Obsess over budget for the month, including OH birthday, Father's day and a couple of minor birthdays!
* Work - Will have to buy lunch
* My boss is having a body shop party this evening, am going but aware it's likely to be an awkward evening! Not going to buy much, if anything, but given myself a £10 if there is something. Plus the boss is cooking me dinner so a pretty MSE evening all in all.
* Need to put fuel in the car.
Have a brill day all
S xI have enough money for the rest of my life... as long as I never have to pay for anything again!
Debt at LBM (2011) £7750. DFD 01/01/20130 -
Morning all, thanks Nat for starting the thread today

So, yes last day of work and not back until Weds, how fab is that :T
So today I will:
Check bank account
Transfer surplus to savings
PAD
Check job websites
Complete another job application - forgot to say I got an interview :j
Lunch from stores - although not sure about it, hm carrot soup but it looked frothy as it was defrosting :eek:
Surveys
Think that's it for today.
Have a fab Friday everyone
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Morning everyone, and thanks to nat for staring the thread.
Work for me today as I swapped my days this week. I normally have Wednesday and Friday 'off' (but work twice as hard on my own business!) so next week I've booked one day's leave for Thursday and ended up with the whole week off. :j
My list so far:- HM granola for breakfast
- fed and watered chickens
- made lunch to take to work
- checked banking - okay at the moment
- checked for surveys
- get a lift to and from work with a colleague
- charge phone at work with boss' permission
- drink free coffee at work
- keep an eye on surveys throughout the day
- dinner from stores
- free exercise tonight walking around the village handing out free Jubilee/Olympic torch mugs to all children
- have an NSD

stitchy xMaking magic with fabricLight travels faster than sound. This is why some people appear bright until you hear them speak.0 -
Morning everyone hope its a lovely day where you are.
My diet (healthy eating thing) starts today - so need to buy some veg and fruit from Mr T (clubcard vouchers if I can find them OH lost them)
Washing on line - nearly on top of it
Send belated card to friend along with a £50 Strada voucher I won a while ago - she deserves a treat - far more than I do
Mending some clothes.
Start building up exercise again on my exercise bike - still my best EVER freecycle find!
Check PPH see if lucky enough if any bids accepted
Get the last bit of clothes ready for eBay
Then treat myself to a pamper night tonight from the samples I have built up for a while when OH is out
All good fun xOfficial DFD: Dec 29Challenge DFD: July 23Debts Cleared: 1/13Building EF: £20/£600 3%0 -
Morning all! Bet you cant wait to the wedding! One of my best friends gets married next Friday too, how exciting! Today I will
- Check online banks
- Work 9.30 - 5.30
- Pack up the last bits (moving tomorrow! yay!)
- See a friend tonight
- Sold a bean bag on gumtree which is getting picked up this morning - Done, an extra £5!
- £2 in my £2 a week tin, on £8 now! Yay
Thats about all I think, not feeling overly great this morning, feel a bit faint, but hopefully walk it off on the way to work! xDebt free once - Back again | Current debt: £2479.50 - January 2025 | Make £2025 in 2025 #11 - £41/£20250 -
Good morning everyone. Its dry here today but rather dull but I am still feeling positive.
Nat – Thanks for starting us off this morning, sorry to hear that you were awoken so early
My list for today:
[STRIKE]Catch up with emails[/STRIKE]
:)Make the task list for June Work in Progress
:)Look for challenges that I can do in June (not tried any on here yet) Work in Progress
[STRIKE]Surveys and One Poll[/STRIKE]
[STRIKE]Update survey spreadsheet and redeem[/STRIKE] £55 in vouchers
[STRIKE]Speak to work and see what hours I can get for June[/STRIKE] Managed to get some extra hours
[STRIKE]Do work that is in for today[/STRIKE]
:)Raise invoice that are due Awaiting information from client
:)Collect up washing and do full loads – hang outside if it brightens up Work in Progress Two loads washing and one load dried. One more load to wash tomorrow.
[STRIKE]Phone dm[/STRIKE]
[STRIKE]Watch any useful programs that are on at lunchtime[/STRIKE]
[STRIKE]Make meal plans for next week and prepare a shopping list[/STRIKE] Meal plans are a work in progress but shoping list and online shop is done.
[STRIKE]Go shopping for presents as kids have 2 parties this weekend[/STRIKE]
[STRIKE]All meals from stores[/STRIKE] Not quite managed today as decided to get a take away piza whilst in town tonight.
:)Check bank and move money around as required
:)Start putting together some stuff to list on ebay this weekend – FREE LISTING Work in Progress
[STRIKE]Remember to take tablets [/STRIKE]
:)Check out freebies board
:)Plant some of the seeds and tidy the garden, if dh will help me after work
[STRIKE]Take dd for a walk and collect ds from school[/STRIKE]
I think that is everything for today, Hope everyone has a good FridayAiming to get Debt Free.0 -
Morning all. Today I'm at work but not on overtime this time. Working days means my list is short.
- check banks
- NSD
- all meals from stores
- packed lunches for kids
That's it. Have a great day xx100 Day Pot £13
£2 coin saver #205 £40 banked and £22
Weekly Spend
June NSD 9/10 DFW Nerd 540
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