We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
We're aware that some users are currently experiencing errors on the Forum. Our tech team is working to resolve the issue. Thanks for your patience.

Topping up ISAs in new tax year

I have a current direct ISA with the Cheshire Building Society. I have not used any of my 2012/2013 allowance. If I put this in the Cheshire will the interest rate be that I got last year (2011/2012) or the lower rate that they are now offering new subscribers

Thanks

Sue Johnstone

Comments

  • Lokolo
    Lokolo Posts: 20,861 Forumite
    Part of the Furniture 10,000 Posts
    If it goes into the same account you get the same interest rate.
  • RosieBee_2
    RosieBee_2 Posts: 163 Forumite
    Hi,

    i dont know if you have already done so since it seems really obvious, but have you contacted the building society and see what they say that would be the quickest and most direct way of finding out.

    Hope it helps

    RosieBee
  • innovate
    innovate Posts: 16,217 Forumite
    10,000 Posts Combo Breaker
    Lokolo wrote: »
    If it goes into the same account you get the same interest rate.

    Only if they haven't dropped the rate they were paying last year - - which is a very common pastime of all ISA providers!

    As RosieBee suggests, the building society would know.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.5K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.4K Work, Benefits & Business
  • 604.2K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.