Thursday 31st May - What small DFW things will you do today??!

Sunshine22_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!

Sunshine22_2

Good morning all,

I'm feeling quite positive today. Had a little whinge at OH last night (bless his heart) and have put things back into perspective. I know the debt is bad, but with his support and (most importantly - but dont tell him) I reckon I can kick this thing by Autumn.

Today's grand scheme:

* Work!
* See if there is any chance of some overtime
* Find loan statement and give them a call about overpaying it - once CC is paid off I want to plow all that then spare money into paying off the loan, I know there is an early exit fee but if it's not too bad might be better long run??
* Another load of washing in the machine, always on 30
* Maybe drag OH to a garden centre for some bargain plants for the planters outside the front door
* Have a look this evening on PPH for some work (thanks for the suggestion 925pws)
* Try and relax this evening!!

Have a good one all

S x

determined_new_ms

Morning sunshine, thanks for starting us off! Glad to hear you're feeling brighter today. Sometimes it feels wicked to be slaying the debt, your cutting corners, getting deals, making small sacrifices and its a buzz watching the numbers going down. Other times it really sucks and gets on top of you, but luckily those feelingss pretty quickly!

Ok me today up early as have a dentist appt at 8.45 :eek:

Small things:

• check banking x2
• pay ast bit off cc - oh's contribution
• purchased telly using TCB, cashback cc & get tesco points as well!
• check onepoll
• sew at least 1 thing tonight!
• call and register Halifax cc (the one for making transactions abroad)
• picnic in the park after work - need to go to the SM and get some bits (cheaper than a meal out!)

ok that's my lot! Hurrah so excited that I only have 2 working days left until 18 off :T:j:beer: going to work really hard to make the day speed by! x

stitching_witch

Morning all, and thanks to Sunshine for staring us off today.

I've swapped my day off this week as it's my elderly next-door neighbour's funeral today. She was really happy to have lived well past her "three score years and ten" so this will be a celebration and the whole family seem really jolly about it. The rest of the day will be spent in the sewing-room as if it were Friday.

My list for today so far then:

• HM granola for breakfast
• fed and watered the chickens and asked for at least three eggs today
• checked banking
• checked for surveys
• meter readings entered online

I will also:

• finish my own corset to wear on Monday
• start order from customer - already paid I just need to get on with it now
• phone insurance company re claim I put in weeks ago when our watertank overflowed and drenched the whole house :mad:
• keep an eye on surveys
• walk to village church for service and NOT take the car
• all meals from stores
• have an NSD

I think that's plenty for a 'day off' so I better get off the laptop and get on with my day. Have a good one folks.....
stitchy x

starnac

Morning all.

Thank you sunshine for starting the thread. Glad you are feeling better. Sometimes a good moan is all you need

DNMS lucky you off on your hols. Bet you are really excited :j

Stitchy good morning. Hope the funeral is indeed a celebration of life. Where are you going on Monday to wear your corset? Sorry I'm nosey

Bit overcast here today. DH is taking DD to school giving me a bit of time

My list for today

[STRIKE]Check banks[/STRIKE] -pay day
[STRIKE]Daily clicks[/STRIKE]
Surveys need 5p to cash out on VO and keep getting screened out :mad:
[STRIKE]NSD[/STRIKE] not going out today
[STRIKE]Meals from stores[/STRIKE] meals all planned
Knitting once kiddies are in bed tonight
Make DD a dress for her schools jubilee party tomorrow cut out just needs sewing together
Decide what I am wearing for jubilee party on Saturday. Someone suggested wearing the dress I made for my birthday but I'm not sure
[STRIKE]Keep on top of living room[/STRIKE] - trying to keep clutter away!
Mum visiting this evening :j
[STRIKE]Email friend[/STRIKE]
[STRIKE]ring doctors about prescription[/STRIKE]
[STRIKE]Ring letting agents[/STRIKE]
Look into upping my income
[STRIKE]Find envelope[/STRIKE]

Think that's me

Happy Thursday everyone

carrielovesfanta

Morning all!

Thanks to Sunshine for starting us off. I'm glad you're feeling happier today, I did lurk quickly yesterday and saw that you weren't having the best day. You have absolutely hammered your debt from looking at your sig, so be proud! Not long now

My list today is as follows:

Keep tracking overtime (107.67 hours :eek:)
Charge phone in work

More free tea/coffee (and possibly cake - there has been 3 birthdays this week)

I have cancelled my graze boxes. It will only save £15 a month (ish) but cannot possibly justify it.

Go beserk if I get screened out of onepoll AGAIN. That last 5p is driving me bonkers. YES I am married NO I don't have children and oh what a suprise, this survey is not for me. I AM A VALID DEMOGRAPHIC! I HAVE OPINIONS TOO! DAMN YOU ONEPOLL!

*ahem*

freshstart11

Hey,

Stressful morning today for me - work coming to see me today as been off sick for few weeks waiting for my op.....eeeek

but

NSD
Check bank
Check PPH to see if any bids accepted
Meals from stores
washing on line
call my consultant to let him know the bad news i still have an infection - fun must do that now actually....

magni

Morning everyone, it's great to see so many on here so early:)

I'm off today so another chance to get a few things done.

Today's list
- do the huuuuuge pile of ironing:eek:
- check banks
- pay nationwide cc
- sort out car insurance (didn't do it the other day)
- big shop at sainsburys with a voucher or two;)
- exercise class tonight
- then out for a wee soft drink keeping the spend low
- kids have packed lunches
- stick a load of washing on but raining all day here so no line drying today:eek:

I think that's it. Have a lovely day xx

ETA Saved £59 on car insurance quote for being a Unison member

925pws

Morning everyone

Thanks Sunshine for starting the thread and so glad you are feeling better.

So today I will:

- check bank account
- NSD
- free lunch at meeting
- PAD
- check job websites
- complete funding application

Just a small list but makes all the difference :cool:

Have a good one.

Wannabe01

Good morning everyone, It is a rather wet day here today but I’m still feeling positive.
Sunshine22 – Thanks for starting us off this morning, glad your feeling brighter today.

My list for today:
[STRIKE]Phone doctors and see if I can be seen today, as symptoms are worse[/STRIKE] Success
[STRIKE]Go to doctors appointment[/STRIKE] Got something called carpel tunel so on tablets and 2 more appointments.
[STRIKE]Catch up with emails[/STRIKE]
[STRIKE]Surveys and One poll[/STRIKE] Quite at the moment
[STRIKE]Work 6-11[/STRIKE]
:)Check for freebies
[STRIKE]Watch scrimpers program[/STRIKE] The program wasn't on but found another useful one to watch.
:)Collect up washing and do full loads – hang on the airer
:)Write letter for college [STRIKE]and get a copy of certificate[/STRIKE]
[STRIKE]NSD[/STRIKE]
[STRIKE]Phone dm [/STRIKE]
:)Do some studying – aiming for 2 hours
:)Look through craft books and get some ideas
[STRIKE]All meals from stores[/STRIKE]

I think that is everything for today, Hope everyone has a good Thursday

stitching_witch

starnac wrote: »

Stitchy good morning. Hope the funeral is indeed a celebration of life. Where are you going on Monday to wear your corset? Sorry I'm nosey

Our village is having a Jubilee 1950's party on the playing field on Monday. This corset is a simple white underbust one to wear underneath a 1950's dress I've made from a Vintage Vogue pattern. I've managed to borrow some authentic 1950's petticoats and I want to take a couple of inches off my waist to give the right outline. Sadly it will be one of the only corsets I've made that won't actually be seen by anyone