Buchanan Clark & Wells

M00se_2

Bit of background first - split from ex last year, she is one of life`s bill horders and created a lot of debt without my knowledge.When we split I took my CC debt and am paying that, this is my only debt that I am aware of. Both moved on, new partners etc.

Got a "verification" letter yesterday from Buchanan Clark & Wells asking if I am said person, they have traced me thru credit ref agencys to my new address & could I contact them etc etc. Knowing who they are it is clearly some sort of debt owed, however I have no idea who to, what amount or when it was last acknowledged.
Whats my best course of action ? As far as I can see they are fishing...

(And before someone says get your credit file, I have been trying to do that for months, however up until now I have been unable to pass online verification and have no bills here to show as proof of address.)

Thanks for reading

fermi

If there is a genuine debt then they will write again with details.

As you say, it's just a fishing attempt and could even have nothing to do with you.

I would wait to see if they write again with details, then go from there.

M00se_2

Cheers for the reply
My ex was a good one for putting bills in my name, trouble is she never actually spoke to me about it....

Will ignore then, if they write again with more details I will post back for advice.

jaytee99

I've had a similar letter from BCW recently - sent to an address I've never stayed at. But they've never contacted me at my home address? Which I think is odd...

Last contact with these guys was approx 3 years ago - they were chasing me for £8500 electricity debt for a company who occupied business premises BEFORE I took them over. They are utter !!!!!!!s to deal with. DO NOT speak to them. I proved the debt wasn't mine a number of times, but they kept coming back every so often and tried again.

Avoid speaking to them at all costs - get everything in writing - these guys, especially, don't like that.

good luck.

M00se_2

DW I have no intention of ringing these muppets. If any contact is made will be done by post.

M00se_2

ok so got another letter today stating they are chasing payment for their client Ambrose Wilson to the tune of £2955.65. I have never opened an account with AW or signed anything, however my ex did and probably put it in my name.
Hell can freeze over before I pay her debts, advice please, write a prove it letter back ?

fermi

Assuming it was the ex, when would she have taken this account out?

M00se_2

Would guess 2 - 3 years ago. We split last Feb so I would have been around when she opened the account but I knew nothing about it being opened in my name.

M00se_2

anyone ? whats the way forward ?

K1RST1E_2

My ex-boyfriend did the same thing with me, the cheeky so-and so! I didn't know anything about the debts until I started getting letters in the post when he was living in a different country.

As much as it pained me, I paid them all as unfortunately I couldn't prove that I knew nothing about them and I didn't want what credit rating I had left affected.

M00se_2

my credit rating is shot to hell anyway, comes with being married for 20 years to someone who dont give a stuff about bills, no way am i paying this thou.