We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Small scale investing for a beginner

I'd be grateful for advice.

I have £2000 to invest, part of an inheritance for my daughter. The rest of the inheritance has been deposited in a fixed savings account for a year initially, but we are happy to take a bit more of a risk with this portion. We are able to invest for up to 5 years, until she becomes of age. I do not pay tax.

The more I read, the more confused I become. I wasn't thinking of using a financial advisor due to the relatively low amount - fees/commisions would be quite a significant proportion, I would imagine. However, I am happy to be told otherwise.

During a Moneybox program on 'Saving for children' on Radio 4, a company called 7IM was recommended due to low charges. However, they require you to use a financial advisor.

Head spinning - any ideas?

Comments

  • BLB53
    BLB53 Posts: 1,583 Forumite
    Personally, I would invest it direct with Aberdeen in a couple of their investment trusts - possibly Murray International and Murray Income.
    We have a climate emergency and need to re-think investing strategies to avoid sectors that are part of the problem such as oil & gas and embrace climate-friendly options such as renewable energy.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.