We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Joint ownership with one name on mortgage - is it possible?
Comments
-
New thread started https://forums.moneysavingexpert.com/discussion/4015109melanierose wrote: »Hi all, sorry to bump this thread, but I once again need help with this.
My boyfriend had a mortgage approved in his name only with FirstDirect, and both of our names will to on the deed. As we're splitting all costs evenly, do we still need a Deed of Trust? Our conveyancer didn't see the point. Will it allow my boyfriend to hold me accountable for half of the mortgage?
melanierose, it would have been better to stick with the one thread - and definitely no start the new aspect of the problem in 2 different places. As someone has already bitten on the new thread, I suggest everyone posts there.
but I have given theHi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0 -
We had the same issue (I'm not a UK citizen) and were taking out two mortgages at the same time. One lender (Skipton) allowed me on the mortgage and deeds but they couldn't take my income into account which was fine as my husband's was sufficient. The other (remortgage) requested my name to be taken off the deeds on the house we jointly owned which was a pain and led to a lot of faffing about! I guess it depends on the lender's policies.0
-
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards