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Debt was sold, can I still claim PPI?

sarah19763
sarah19763 Posts: 7 Forumite
in Reclaim PPI & other insurance
Nearly 3 years ago my partner was made laid off and as a result I couldn't pay my credit card, I got a CCJ and now pay The lewis group for the debt.Santander sent me a questionaire last week about the PPI, I sent it back and have received a letter back to say that they are looking into PPI claim. My question is as the debt is sold and i'm paying monthly, will the money go off the debt or come to me?
Thanks in advance

Comments

  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    The redress will go to the debt.
  • AncientOfMu
    AncientOfMu Posts: 68 Forumite
    amersall wrote: »
    The redress will go to the debt.

    Unless the redress is more than you owe in debt in which case I would guess you would get the balance :)

    Cheers

    Mu
    Northern Rock PPI - Sent 05/05/2012 Signed For 10/05/2012
    HSBC Loans/Flexiloan - Sent 24/05/2012 Signed For 25/05/2012 Upheld 24/08/2012 £10,900 refund
    HSBC Credit card -     Claim ongoing
    Chartered Trust PLC Loan - Sent 14/05/2012 Signed For 15/05/2012 Rejected, rebuttal sent.
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    AncientOfMu wrote: »
    Unless the redress is more than you owe in debt in which case I would guess you would get the balance :)

    Cheers

    Mu

    But of course :D
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    You may get the redress back to you if Santander no longer have the debt and it is not a Santander collection department.
  • sarah19763
    sarah19763 Posts: 7 Forumite
    Thanks for your replies, will wait and see what happens, Its the Lewis Group who I pay every month.
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