Pet Insurance

Sazparella

Hi everyone!

I'm a forum newbie and was wondering if anyone could offer some advice in me trying to skim down my outgoings...

We have two 3-year-old very pampered moggies that we've always had insured, however I've recently been told that our premiums seem excessive. We're currently paying £26 for both cats through Pet Plan. We've never claimed, and hopefully won't have to *touch wood*.

Has anyone got any views on which Pet insurance companies are good/bad, and how have any claims panned out?

Thanks for any advice :beer:

*Scarlett

Hi

If the kitties do not have any on-going conditions, you are free to shop around.

Pet Plan would generally be regarded as a very good company and cover, although expensive.

Have a look at the comparison sites and check for levels of cover, length of cover or lifetime and excess fees.

You can compare the levels of cover here

http://star-ratings.defaqto.com/pet-insurance?ProductTypeView=StarRatingsCenter_PetInsurance_Cat_ProductDetails&Ratings=1,2,3,4,5&Products=&Product=&Search=&Sort=

The only experience I've had is with Argos Pet Insurance (5* Defaqto policy) - 1 claim about 15 months ago (for a badly cut paw on our dog) which was paid without any issues.

When the renewal came through, it had gone up considerably however- £11 p/m to £17 p/m.

They did however allow me to take out a new policy online for about £11 p/m excluding exissting conditions and no new claims for 14 days.

I think cats are generally cheaper than dogs so you should be able to get a better price.

Also contact insurer's websites directly and if you see any that you like, ring them to see if they can offer any further discount or benefits - they want your business!