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old account question
babymoneyblagger
Posts: 618 Forumite
Hi, I have a very old savings account with less than £10 in and years ago (approx 10yrs or more) I had a current account which is either dormant or closed down - dont even have a card or statement for it.
Approx 4 days ago I get a letter from the bank saying opening balance and a net balance on this old current account (bearing in mind no contact for over 10yrs) stating an amount owed (I am going to check records at home), so I went into bank as it looked dodgy (scam dodgy) only to be told its valid but they can't tell me anymore as its a very old bank account (with abbey national) I would have to phone a number (even though letter has santander over it), I haven't phoned them yet as want to check my own records first, but want to know if there is anything I can do about it IF it is owed? any advice would be good thanks.
Approx 4 days ago I get a letter from the bank saying opening balance and a net balance on this old current account (bearing in mind no contact for over 10yrs) stating an amount owed (I am going to check records at home), so I went into bank as it looked dodgy (scam dodgy) only to be told its valid but they can't tell me anymore as its a very old bank account (with abbey national) I would have to phone a number (even though letter has santander over it), I haven't phoned them yet as want to check my own records first, but want to know if there is anything I can do about it IF it is owed? any advice would be good thanks.
Comp wins 2013:160 finish quantum tabs, 2xtickets private screening of prisoners(Jake n Hugh 2)
Lights4you - Battery powered Rose Lights,
£120 worth of local symphony orchestra concerts, Bulmers bottle n beanie hat, Imperial Leather Batiste dry shampoo & tanning stuff (thanks Genie).
Lights4you - Battery powered Rose Lights,
£120 worth of local symphony orchestra concerts, Bulmers bottle n beanie hat, Imperial Leather Batiste dry shampoo & tanning stuff (thanks Genie).
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Comments
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Dont' worry, if the account is that old and you haven't made any payments into it for at least 6 years (5 in Scotland), it should be Statute Barred by now so even if you 'owed' that money they wouldn't be able to collect it.Big corporations take advantage of the unwary, it's time we learned how to deal with them:dance::dance::dance:Any comments are based on personal experience and interest in consumer matters, they do not constitute advice.0
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