We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Reclaiming Student Account Charges

I ahve had a student account for the past 4 years (and have recently graduated) and have been charged numerous times over the years. I was wondering if it is worth me trying to claim back the charges considering the following:

- the charges were generally only £10 charges
- the charges were due to me going over my student overdraft limit (sometime by a significant amount i.e. several hundred

Could the bank claim that the £10 charges are not unreasonable due to the fact that I went over the overdraft so frequently and commonly by a large amount. I am just not sure if I have much of a case against the bank (Barclays) for unreasonable bank charges.

Thanks
Barclaycard - starting £380 reclaim (letter 2 - 20/3/07)
- so far been refunded £152
Capital One - started £200 reclaim (letter 2 - 20/3/07)
- so far been refunded £80
Barclays - thinking about reclaiming £500
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.8K Banking & Borrowing
  • 254.6K Reduce Debt & Boost Income
  • 455.6K Spending & Discounts
  • 247.7K Work, Benefits & Business
  • 604.7K Mortgages, Homes & Bills
  • 178.7K Life & Family
  • 262.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.