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Reclaiming Student Account Charges
Goldeagle1
Posts: 10 Forumite
I ahve had a student account for the past 4 years (and have recently graduated) and have been charged numerous times over the years. I was wondering if it is worth me trying to claim back the charges considering the following:
- the charges were generally only £10 charges
- the charges were due to me going over my student overdraft limit (sometime by a significant amount i.e. several hundred
Could the bank claim that the £10 charges are not unreasonable due to the fact that I went over the overdraft so frequently and commonly by a large amount. I am just not sure if I have much of a case against the bank (Barclays) for unreasonable bank charges.
Thanks
- the charges were generally only £10 charges
- the charges were due to me going over my student overdraft limit (sometime by a significant amount i.e. several hundred
Could the bank claim that the £10 charges are not unreasonable due to the fact that I went over the overdraft so frequently and commonly by a large amount. I am just not sure if I have much of a case against the bank (Barclays) for unreasonable bank charges.
Thanks
Barclaycard - starting £380 reclaim (letter 2 - 20/3/07)
- so far been refunded £152
Capital One - started £200 reclaim (letter 2 - 20/3/07)
- so far been refunded £80
Barclays - thinking about reclaiming £500
- so far been refunded £152
Capital One - started £200 reclaim (letter 2 - 20/3/07)
- so far been refunded £80
Barclays - thinking about reclaiming £500
0
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