BMW or Amstrust SMART Insurance

Spirit_2

I posted this on the motoring forum but it may be that this board is more suitable:

I have ordered a BMW and been offered SMART insurance however I also have a quote from Amstrust which is £150 less.

Are there any posters with experience of SMART insurance who can advise me about either providers or what I need to look out for?

Has anyone used Amstrust and are they happy with it?

Thanks

penrhyn

Never heard of them, are they one of Alan Sugar's companies, don't seem to appear on Google?

forgotmyname

Covered for small dents, scratches and dinks that can be polished out or touched up without a full respray.

Max claim £3000. I bet that gets you 2 chips which are 1.5mm or less.

Each imperfection would be a new repair so i doubt you will get your moneys worth.

Use the cheap mobile dent.scratch services i bet its a lot cheaper.

Mate got a dent pulled out for £75. No paint damage at all.

We thought it was cheap, about £30 an hour...

Nope, The guy was like a whippet, He was gone within 30 minutes of him pulling up.

You cannot tell it had been dented.