We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Auto Direct and asking a question
Last night someone has bumped our car and left a large scratch mark on it on the rear bumper and drove off.
To have it repaired may cost over £400, plus we need a new fog light as they have smashed that too.,
I want to ring the car insurance company which is Auto-Direct but my husband says if you ring and ask if we have an excess to pay, they still log it as a claim even if you don't go through with it.
Does anybody know if that is true.
The paperwork we have is internet based and doesn't say how much the excess is and we can't remember from when taking the policy out.
To have it repaired may cost over £400, plus we need a new fog light as they have smashed that too.,
I want to ring the car insurance company which is Auto-Direct but my husband says if you ring and ask if we have an excess to pay, they still log it as a claim even if you don't go through with it.
Does anybody know if that is true.
The paperwork we have is internet based and doesn't say how much the excess is and we can't remember from when taking the policy out.
0
Comments
-
Your husband is right. Even if you don't proceed to claim you potentially face increased premiums . If you claim, you also stand to lose your excess and 2 years on NCD.0
-
They will sting you for far more than the £400 over many years, repair it out of your pocket.
Until you can find the culprit and establish an "incident" occurred there is not one to report.....Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0 -
Thanks everybody for your replies.
I can't believe just asking a general question would cause so much hassle.
Oh well, time to save up again. :eek:0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards