do i need cancellation insurance if paid on VISA?

jojo5987

Hi all,
Hope someone can give me some advice on this please....
I've just paid my holiday balance on my VISA card. I am about to buy the travel insurance. Do i still need to buy cancellation cover? I know VISA cover lots of things (which is why i paid on the card) but not sure if they would provide cancellation cover for the holiday.
Thanks
Jo

dzug1

Visa cards do not normally provide cancellation insurance (or travel insurance of any sort)

A few do - some but not all Nationwide cards for example

peachyprice

Just paying by visa won't necessarily cover you if you need to cancel due to ill health, death etc, it will only cover if the holiday company breaches the contract in some way and it certainly won't cover medical expenses or repatriation should you become ill whilst on holiday. So unless you have another form of travel insurance with your bank account for example, then yes, you need to purchse proper insurance, now.

Gloomendoom

I always assumed that travel insurance was desirable from the moment you book.