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completed yippee !! cancelling old mortgage dd ?

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Yey ! so we completed yesterday, although late in the day ! only getting keys after 3pm after removal men having packed up the van at 12 and just sat twiddling thumbs (getting paid hourly :( ! but never mind at least were in. :j

My final question is, my sol would have cleared my old mortgage with nram obviously yesterday, i didn't no the exact redemption figure as think it only came through from them yesterday. But my old direct debit is due next week - am i ok to cancel this ? Im assuming the mortgage is 100% cleared and i owe nothing more as my sol wouldnt have left an open balance with them and started my new mortgage ?

Thanks

Comments

  • opinions4u
    opinions4u Posts: 19,411 Forumite
    Cancel it.
  • ACG
    ACG Posts: 24,555 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Cancel it but call them up in the week just to ensure it has all been cleared in full and ask for a letter to your new address to confirm it- last thing you want is a shortfall going on you credit report and not knowing about it.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    lilyloo17 wrote: »
    only getting keys after 3pm after removal men having packed up the van at 12 and just sat twiddling thumbs (getting paid hourly :( ! but never mind at least were in. :j

    Always get a fixed price for the job.

    Once I didn't the keys until 4.45. Then had a 30 minute drive to the property. So the crew didn't get away till late. All part of the job to them.
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